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ESA3 Form - Should I bother?

Just looking for advice about entitlement after receiving, as many others have, the ESA3 income review. My husband was transferred from IB to contribution based ESA support group when the benefit was introduced. The form requests our circumstances are checked from Nov 2013.
I think over this period of time we exceeded capital/savings amount.
As my husband received a top up at point of transfer to ensure he didn't receive less money I don't think he would have been entitled to any income based top up.
He was awarded PIP daily living component at highest rate which in turn enabled me to receive Carer's allowance to cover my caring duties for him. Am I correct in thinking any enhanced/severe disablity premium he might have received would be cancelled out by this benefit I receive?
I find overlapping awards quite confusing.
I am also baffled where the form asks do you have a bank account, if yes amount as this has obviously fluctuated up and down over the five year period? It does only require up to date bank statement as part of evidence?
Just deciding whether it's going to be worth my time finding out the period of time he only received CB ESA and no pip or carer's allowance was awarded to me, and trawling through all capital to check whether we exceeded £16k.
I think over this period of time we exceeded capital/savings amount.
As my husband received a top up at point of transfer to ensure he didn't receive less money I don't think he would have been entitled to any income based top up.
He was awarded PIP daily living component at highest rate which in turn enabled me to receive Carer's allowance to cover my caring duties for him. Am I correct in thinking any enhanced/severe disablity premium he might have received would be cancelled out by this benefit I receive?
I find overlapping awards quite confusing.
I am also baffled where the form asks do you have a bank account, if yes amount as this has obviously fluctuated up and down over the five year period? It does only require up to date bank statement as part of evidence?
Just deciding whether it's going to be worth my time finding out the period of time he only received CB ESA and no pip or carer's allowance was awarded to me, and trawling through all capital to check whether we exceeded £16k.
Replies
We had a car accident earlier in the year, not seriously injured but were offered to pursue personal injury claim, I was advised if we were in receipt of any benefits and an injury award was paid this value would be recognised as an income and effect benefit amounts. As my husband was finding the situation very stressful I decided not to pursue injury claim.
What we might me given in one hand is often taken away with another
I have never worked since ESA was awarded. The only other income we have is child tax credit and child benefit.
Do you know how much extra we might be entitled as a couple?
There again the extra if entitled would probably decrease the amount of child tax credit we receive......swings and roundabouts!
Having checked, our capital did indeed exceed £16k at one point so I will return form so confirm this.
OK from those figures it would appear my husband's rate is for single claim as his breakdown shows £73.10 plus £37.65 then the top up amount.