When disability benefit is paid into a bank account, will this be classed as disregarded income?

System

This discussion was created from comments split from: Hi, I'm vanityfarm! How can I open a bank account without photo id?.

vanityfarm

Can anyone help
when the dissabillity benefit has to be paid into a bank will this still be classed as disregarded income or will it be added to the money already in the account and therefore will lose some of the housing benefit  and how will they know the difference .we save our benefit for our dissabillity needs such .mobility items
regards

[Deleted User]

Is the disability benefit your sole source of "income"? If so, it shouldn't be affected.

Adrian_Scope

Hi @vanityfarm, I'm not entirely sure of your question so have kept my answers general, so please let me know if you're asking for something more specific.

Housing benefit should already be aware you are receiving other benefits and the amount you receive from housing benefit adjusted accordingly. 
If your total in your bank account is over a certain amount (including any money that came from benefits) then the savings/capital limit would apply - unless a specific disregard applies. 
So if you saved up all of your income you receive from benefits such as PIP/DLA/ESA and that amount was more than the savings limit, it would impact your housing benefit.

Adrian_Scope

MrAllen1976 said:

Is the disability benefit your sole source of "income"? If so, it shouldn't be affected.

Please be careful when stating opinion as fact. Even if your sole income is from benefits, if you save this and have more than £6,000, housing benefit would be affected.

vanityfarm

Thankyou for your reply the reason I asked is that the dissabillity benefit is classed as disregarded incom so was not sure if it was classed as savings

calcotti

When you receive the money it is income but is disregarded. If you don't spend the money it becomes capital and is not disregarded.