Capital in the to do list

ellz0
ellz0 Community Member Posts: 14 Connected
in Universal Credit (UC)

I saw capital in the to do list, filled that out but it's not in my journal. I've also sent the job centre my capital and I've written it in the journal. Anyone experienced this before? And do they respond on weekends to the journal? Or just Monday-Friday?

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Comments

  • OverlyAnxious
    OverlyAnxious Community Member Posts: 6,440 Championing

    Hi,

    Real people don't usually respond to the journal at weekends. But automated messages can still come through.

    Is this for a normal review with 4 months worth bank statements?

  • ellz0
    ellz0 Community Member Posts: 14 Connected

    this is just opening uc and they are asking me all these questions

  • ellz0
    ellz0 Community Member Posts: 14 Connected

    As im In hospital and they've seen my mum is power of attorney , she's gone to the job centre with my id. Her id, my card and I provided 1 months bank statement as they never asked for longer. Now I've seen that on my universal credit to do list and upload 4 months of statements for all accounts which is what I've done. I've also posted it as well. But it's not in my journal like the others.

  • OverlyAnxious
    OverlyAnxious Community Member Posts: 6,440 Championing
    https://forum.scope.org.uk/discussion/comment/1151854#Comment_1151854

    Ok, UC don't normally ask for 4 months statements when opening a new claim. Perhaps you have been very unlucky and got a random review before even starting UC properly. I am not sure exactly what's happened there.

    Is the To-Do still showing in the To-Do list? If it's gone then you have completed it, even if it doesn't show in the journal yet.

    I know it's easier said than done but I would recommend just leaving it for the weekend and checking again on Monday afternoon if you can.

  • ellz0
    ellz0 Community Member Posts: 14 Connected

    ok thanks. I.m going to have to see what they say on Monday.

  • ellz0
    ellz0 Community Member Posts: 14 Connected

    in my main account I have about 10.8k and in my savings I have approximately £6,507

    IMG_2477.jpeg
  • ChrisR777
    ChrisR777 Community Member Posts: 1,975 Championing
    edited October 3
    https://forum.scope.org.uk/discussion/comment/1151865#Comment_1151865

    You have more than £16,000 and are trying to claim UC?

  • ellz0
    ellz0 Community Member Posts: 14 Connected

    yes I'm in hospital and trying to claim what I'm entitled to.

  • Kimi87
    Kimi87 Community Member Posts: 9,115 Championing

    Unless you have income to disregard or capital that can be disregarded, with capital of over £16k you won't be entitled to Universal Credit.

  • Rachel_Scope
    Rachel_Scope Posts: 5,112 Online Community Team

    I wonder if there has been a misunderstanding about your capital and savings @ellz0. All money in all of your accounts is counted as 'savings', therefore your total amount would be around £17,300. As Kimi has said, this means you would not be eligible for UC, unless there is any capital to be disregarded. There is information here on what can be disregarded https://www.turn2us.org.uk/get-support/information-for-your-situation/universal-credit-capital-rules/disregarded-capital

  • ellz0
    ellz0 Community Member Posts: 14 Connected

    ok thanks. I've just messaged on the journal that I can upload my statements, which are currently up to date. I also sent it to the job centre again with the new updates. If the woman can provide me a link again that'll be great.

  • ellz0
    ellz0 Community Member Posts: 14 Connected
    https://forum.scope.org.uk/discussion/comment/1151893#Comment_1151893

    10,088 + 5,507 is not 17k

  • Rachel_Scope
    Rachel_Scope Posts: 5,112 Online Community Team
    https://forum.scope.org.uk/discussion/comment/1151865#Comment_1151865

    I took the amounts from this post that you made earlier.

  • ellz0
    ellz0 Community Member Posts: 14 Connected

    I got the figures wrong . I have £5,507 in savings and 10,088 In my current account.

  • 19820gems
    19820gems Community Member Posts: 7 Listener

    I imagine they want to check your capital is correct and check you’ve not been getting rid of money on extravagant things or transferring to family members on purpose to get below 16k.

  • ellz0
    ellz0 Community Member Posts: 14 Connected

    I created a new account as people said it will be closed

  • ellz0
    ellz0 Community Member Posts: 14 Connected

    as my parents needed £1,500. So the process begins again

  • 19820gems
    19820gems Community Member Posts: 7 Listener
    https://forum.scope.org.uk/discussion/comment/1151955#Comment_1151955

    I imagine they will say it’s deprivation of capital and give you notional capital on the amount . You can’t just give money away to be below 16k to be entitled. If you had payed your car insurance off, rent etc then it would of been different

  • ellz0
    ellz0 Community Member Posts: 14 Connected

    it is for their mortgage and whatever.

  • OverlyAnxious
    OverlyAnxious Community Member Posts: 6,440 Championing

    Yes I agree with above. Unfortunately, you can't just close the claim and then open a new one with a bit less savings and everything before would be ignored. That will be the reason they're asking to see bank statements going back now, when they wouldn't normally for a new claim. They need to see that you haven't given money away to relatives while the claim was closed. But it sounds like that's exactly what's happened here.

    I appreciate you may not have realised that was going to happen. And also appreciate that if you've been in hospital for some time then you can't spend much money. But sadly the UC rules are fairly clear on this. Those of us too unwell to spend money get penalised…

    I think you'll just have to wait a few more months for your capital to drop naturally, otherwise this is just going to be a constant cycle of UC closing every 2 or 3 months if you can't use all of the UC payment each month.

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