I claim PIP, and am **** years old. Can I also get pension credit?

Firbob
Firbob Online Community Member Posts: 4 Listener
edited June 2022 in Benefits and income
pip&pension credit
I have been getting  pip for 3.5 years,I am **** years old with no savings
Can I also get pension credit
Thanks in advance of replies
Firbob

Comments

  • poppy123456
    poppy123456 Online Community Member Posts: 64,458 Championing
    That will depend on your circumstances. More information is needed for anyone to be able to advise you.
    Do you live alone or with a partner? If with a partner are they state pension age? 
    Does your PIP include the daily living part? 
    If you don’t want to give that information You can use a benefits calculator https://www.entitledto.co.uk/benefits-calculator/Intro/Home?cid=d8962598-dc36-45c1-8199-d57153c543a1
    Or you can get a full benefits check from an advice agency near you. 
  • Firbob
    Firbob Online Community Member Posts: 4 Listener
    I am married my wife is 70 years old
    She gets a pip with a daily living allowance of £61.85(She has terminal grade 4 cancer and is still with me after 5.5 years!!)
    My pip consits of same
    thanks
  • Firbob
    Firbob Online Community Member Posts: 4 Listener
    annuities paying £900 per annum
  • Firbob
    Firbob Online Community Member Posts: 4 Listener
    thank you for your time
  • poppy123456
    poppy123456 Online Community Member Posts: 64,458 Championing
    If it's just the 2 of you at home then claiming Severe disability Premium is possible which is paid as part of pension credit. Whether there's any entitlement will depend on your joint circumstances. Best thing to do is use the benefits calculator i linked above and put both your details into it.
  • calcotti
    calcotti Online Community Member Posts: 10,000 Championing
    edited June 2022
    If nobody receives Carers Allowance or the carer element of UC for looking after either of you and there is nobody else living with you then if your weekly income (excluding the PIP) is less than £417.50 then you will have entitlement to some PC.

    There is a Pension Credit calculator 
    https://www.gov.uk/pension-credit-calculator

    Are you claiming Council Tax Reduction from your council?
  • racyguy
    racyguy Online Community Member Posts: 560 Empowering
    calcotti said:
    If nobody receives Carers Allowance or the carer element of UC for looking after either of you and there is nobody else living with you then if your weekly income (excluding the PIP) is less than £417.50 then you will have entitlement to some PC.

    There is a Pension Credit calculator 
    https://www.gov.uk/pension-credit-calculator

    Are you claiming Council Tax Reduction from your council?
    The above figure excludes two possible claims for Carers Allowance with each caring for the other. Though nothing would be paid for that claim an underlying entitlement will exist that is worth another £77.70 a week taking the amount of Pension Credit max to £495.20 a week. If the net income excluding PIP and AA is below that figure the Pension Service will make up the difference.

    I note that they are receiving private pensions/annuities and I presume that they are not paying tax on them. If they are then if there is a increase or decrease each time the payment is made they must inform the Pension Service or risk being investigated for failing to report a change. That change is for 1p and more up or down.

    Additionally there is no need to claim CTS as with any Pension Credit award there will be no Council Tax to pay.
     
  • calcotti
    calcotti Online Community Member Posts: 10,000 Championing
    racyguy said:
    The above figure excludes two possible claims for Carers Allowance with each caring for the other. Though nothing would be paid for that claim an underlying entitlement will exist that is worth another £77.70 a week taking the amount of Pension Credit max to £495.20 a week. If the net income excluding PIP and AA is below that figure the Pension Service will make up the difference.
    Good spot.