The first question is will you be living together as a
couple or will your ex-husband be moving in just so you can care for him? It’s
an important distinction.
It is possible for two single adults even if they are still
married to live in the same house/dwelling and maintain separate households
which means to live separately and be treated as two single people rather than a
The difference between living together as a couple or living
in the same house but maintaining separate households is the impact it will
have on entitlement to certain benefits, such as pension credit. If you are a
couple you would be expected to make a joint claim to certain benefits but if
you were maintaining separate households you would both be classed as two single
people and claim individually.
You say you get disability but do you mean disability living
allowance (DLA)? If so I would need to know what rates of which components you receive.
There are two components one for care and one for mobility.
Also you say your ex-husband doesn’t claim anything but when
someone is terminally ill then like Sam has said in her post there are special
rules for claiming disability benefits which he would ordinarily be entitled to
so well worth following the link Sam put
in her post about that. If he is 65 or over it would be attendance allowance he
would claim and if he is under 65 it would be personal independence payment.
Further to this what is his income?
It is likely your benefits would be affected but how depends on the
answer to my questions and a number of other factors such as if there is anyone else living with you.
In addition if your ex-husband claims a disability benefit this could lead to
you being able to claim carers allowance which would mean an increase in your income.
Finally, there are quite a few ifs and buts here and I
apologise for the length of this post but please don’t let that put you off, if
you post back on here we will do our best to talk you through your options and what
to do. Alternatively if you’d rather speak to someone then you could call the
advice line 0808 800 3333 and they will talk you through it.
Hope that helps