UC Review

Nemo

Hi,

I need your input as I am panicking at the moment.

I have been asked for a review and sent 4 months' bank statements.

I have little savings from where I constantly transfer money to my account; this can be easily seen from my savings account to my current account and vice versa.

I also transferred money from my credit card to my current accounts £750, £350, £250 to help pay rent etc. This can be easily verified as well if they need it.

In March my mother-in-law lent us £4,500 to pay part of credit cards as interest was going to be very high. It was paid in and paid out to credit cards on the same day. Also, when it got paid in, my total amount in all accounts was not over £6000, just under £5700.

Does this sound OK?

poppy123456

Capital of under £6,000 is ignored. Also your UC payments are not treated as capital until the last day of your next assessment period, after it was received.

Nemo

Thank you, Poppy123456, for your reply. It means I should not worry about it, right? On the statement, money in: shows as £9,637 and Money Out £9,279. The opening balance £325, and the closing balance £322. I never held more than £6,000 at any day, though.