Went over savings limit need help

bowbow
bowbow Online Community Member Posts: 2 Listener
edited October 2024 in Universal Credit (UC)

Hi all had uc review gone over savings limit .i did not declare change stoped my uc payments i will pay back money all in one out of my savings my savings will go down to around 6,000 will they start to pay me uc again or will i have to open new claim can you pleae put message on here so i can see anyone has an idea hope explained ok as new to this site any help wluld be appreciated.

Comments

  • poppy123456
    poppy123456 Online Community Member Posts: 64,074 Championing

    You will need to wait for UC to make a decision on how much exactly you owe them before you can pay it back. If your capital is still over £16,000 at the moment you will not be able to reclaim.

  • bowbow
    bowbow Online Community Member Posts: 2 Listener

    Thanks poppy i will pay them back whatever in one from my savings i know my savings left then will go down to the limit only someone said when the savings go dow after i paid them back the should start paying me again just wondered woyld i have to put a brand new claim in or would the go from all my details they have now.

  • phil68
    phil68 Online Community Member Posts: 28 Contributor

    let them know in your journal. I had to take out some pension early to get by which temporarily put us over £6k threshold. U/c checked back 4 months of bank statements. So just all be honest not to end up having to pay back.

  • poppy123456
    poppy123456 Online Community Member Posts: 64,074 Championing
    https://forum.scope.org.uk/discussion/comment/922506#Comment_922506

    As you had capital of more than £16,000 then your claim should have been closed. Due to that reason you will need to start a new claim from scratch but you can't do that until your capital is below £16,000.

    If your claim included the LCWRA element then you will need to provide a new fit note and go through the process again if your claim actually closed due to excess capital.

  • Jimm_Scope
    Jimm_Scope Posts: 5,703 Scope Online Community Specialist

    Hi @bowbow, welcome to the Scope community 😊 Sorry to hear you've had issues with overpayment. Hopefully it can all be resolved. Did you savings go about £16,000 can I ask?

    You can pay them back, but don't deprive yourself of capital to get under certain thresholds, as they will still count any capital they considered to have been purposefully deprived.

    I'll move this to our Universal Credit section while we still help you figure this out

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