Pip. Can I get a loan now if my credit is bad?

amanmussa
Online Community Member Posts: 10 Listener
Hi there I am on pip now can i get loan but my credit is bad
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You maybe refused any loan if your credit history isn't good. Or the interest rate could be very high if anywhere agrees to giving you a loan.
I noticed from a previous thread that you're claiming Universal Credit, are you still claiming this? If so and you've been claiming it for 6 months or longer then you can ask for an advance payment. There's no credit checks for this and no interest to pay. If you're already paying back an existing budgeting loan then you can't ask for another until that one is paid off.
Please note that if you're paying back a new claim advance payment then this doesn't affect a budgeting loan. See link for information.
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