I thought that the cost of living payments were disregarded when on Universal Credit but I told them the total money I have and the bit that’s over £6000 they did deductions even though I had the cost of living payments so I thought that meant I would still be within the £6000 technically because of the cost of living payments being disregarded. Is this right or wrong? Also I gave them my new total straight after my care bill came out which brought me even lower and before my Universal credit started but still being deducted the same amount. Do they read the journal because I’m below £6000 now anyway as my next care bill came out and other usual expenses. When I’ve written my money on the journal they haven’t noticed that before and only went with the total from the original application.