Universal credit review and undeclared savings

sophie2002

SSo sorry I will try this my ap is the 1st to the 31st of everymonth when I get my u/c on the 7th I obviously buy thing pay bills and my mum at the end of the month 31st do see what amount I have left then add this to my savings .

But if my savings go up and down in that assement period do I just work out what my saving is on the 31st and add my left over unspent benefits to give me my total savings my head is well and truly gone sorry for all the posts I've no one else to help me it's very hard

OverlyAnxious

Hi Sophie,

Sorry you're still struggling with this.

You don't need to keep putting your savings in every month though. Only if they ever go over £6000 in total.

Have you had a message from UC yet saying that your review is complete?

sophie2002

Hi I'm so stressed at the moment i know there going to bring my savings up as it's not declared on my journal I'm so worried as what I've been told you add whatever is left at the end of your assessment and add this to your savings but what if I take out and put money in throughout my ap then at the en's of the month my savings is lower do am I meant to then add the money that's left on to my total I didn't know anything about all this I honestly didn't think whatever you had left at the end of your assessment period you added it to the savings I'm in the process of getting all my statements ready and photo to send off in my to do list by the 13th I have requested more bank and saving statements going back to the start of my claim as I would like to know if I was ever over it's years worth but I did have the pip and lwrca in 22 then that ended in beginning of 23 I also had all col payments and 2 pip col payments and I'm not sure if cold weather payments were disregarded too my mind is so bad I truly didn't realise I had to tell them about my pip and savings I'm honestly not out to fraud anyone if I owe them I will want ti pay them this is an honest mistake I'm so upset all I wanted to do was save a bit of money for when I'm better now it looks like I could loose it all and have nothing for the last 4 month my savings have been 3000/3200/3100and 3000 I'm just worried I'm sorry tk go on but my head doesn't understand all this savings capital I don't get it at all I just thought if I had 6k in my savings I would add it to my journal that's all I thought I needed to do so upset scared of what will happen x

sophie2002

When I said my savings it's it flucuates up and down as i take money out and put it in do they just take the last savings amount they will see on my savings and bank statements that is me taking it out and putting it in nobody gives me money really theres just a few a 50 my ex mate owed me and 20 I owed her and 100a month that goes out to my mum for board,phone top up and Spotify and the rest are purchases I live at home with my parents but do help them out now and again but I draw cash out for them to treat them now and again or help them buy me certain foods which is expensive and I know they can't afford I'm even buying myself a new bed they can't afford to get me a new one and mines broke springs are sticking out so am I allowed to buy stuff I will have receipts for these anyway just so stressed just so confused and scared about whats going to happen I was on some groups and they said I'm going to prison and get my money stopped it's really worrying me now im only 22 xx

Kimi87

As we've advised you repeatedly you have nothing to be concerned about.

You have under £6k which is the magic number!

Please leave those groups where you are being told prison and getting your money stopped.

Neither will happen.

sophie2002

These people on them group it's proper horror stories all ive done is never added my savings to my universal credit claim as I'm on lwrca don't even have a work coach and there's nothing in my to do list obviously is now I'm just going to send my documents 2 days before the deadline 4 month bank savings and paypal and hope things will be OK cos I'm really not OK scared is an understatement cos all the horror story's and people saying what they will do like stop my monthly fine me loads it's making me so ill why do they put poorly people with mental health through this do they know your situation before they call x