HI just a question which I'm finding a little worrying my ap is 1st to the 31st my universal credit payment goes in on the 7th of 727 on the 31st if I have anything left is this amount carried forward like what the banks do , if I had 300 left would I then add 727 to that amount =1027 I don't have a clue what I'm doing or what I'm working out it's so confusing please help a 22 year old understand please xx