Remaining politically neutral during General Election 2024


Under guidance from the Electoral Commission and Charity Commission, it's important that Scope remains politically neutral during General Elections.

While we understand that this period will see many passionate discussions and do not want to discourage open discussion, we cannot allow discussions which are purely intended to influence voting.

As ever, please make sure that your comments remain respectful of other people's opinions and keep to our online community house rules.
If we become concerned about you or anyone else while using one of our services, we will act in line with our safeguarding policy and procedures. This may involve sharing this information with relevant authorities to ensure we comply with our policies and legal obligations.

Hi, advice appreciated regarding borrowing from family while on ESA

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dedee85
dedee85 Community member Posts: 2 Listener
Hi helpful people. Thank you for your time and all the help and advice you've given people over the years.

I've just started permitted work as a self employed trader but my funds are very low. Would a family member loaning me money to help get started be permitted while receiving Income Based ESA? The sum will possibly be £2000. Would this be seen as income and cause a breach of the weekly earning limit?

Thank you in advance

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  • poppy123456
    poppy123456 Community member Posts: 57,023 Disability Gamechanger
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    It will not be classed as income. It will be classed as capital and if it increases your total savings to more than £6,000 then your means tested benefits will reduce by £1 for every £250 over that amount. Anything over £16,000 and entitlement to means tested benefits end.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • dedee85
    dedee85 Community member Posts: 2 Listener
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    Thank you Poppy

    Should I contact the Job Centre and explain why a large sum has entered my account?
  • poppy123456
    poppy123456 Community member Posts: 57,023 Disability Gamechanger
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    No, there’s no need to do this if it doesn’t take your total savings over the allowed amount, as advised.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
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