Hi, advice appreciated regarding borrowing from family while on ESA — Scope | Disability forum
Read our community guidelines and our community house rules.
Find out how to let us know if you're concerned about another member's safety.

Hi, advice appreciated regarding borrowing from family while on ESA

dedee85
dedee85 Member Posts: 2 Listener
in Benefits and financial support
Hi helpful people. Thank you for your time and all the help and advice you've given people over the years.

I've just started permitted work as a self employed trader but my funds are very low. Would a family member loaning me money to help get started be permitted while receiving Income Based ESA? The sum will possibly be £2000. Would this be seen as income and cause a breach of the weekly earning limit?

Thank you in advance
· Share on FacebookShare on Twitter

Comments

  • poppy123456
    poppy123456 Member Posts: 25,781 Disability Gamechanger
    It will not be classed as income. It will be classed as capital and if it increases your total savings to more than £6,000 then your means tested benefits will reduce by £1 for every £250 over that amount. Anything over £16,000 and entitlement to means tested benefits end.
    · Share on FacebookShare on Twitter
  • dedee85
    dedee85 Member Posts: 2 Listener
    Thank you Poppy

    Should I contact the Job Centre and explain why a large sum has entered my account?
    · Share on FacebookShare on Twitter
  • poppy123456
    poppy123456 Member Posts: 25,781 Disability Gamechanger
    No, there’s no need to do this if it doesn’t take your total savings over the allowed amount, as advised.
    · Share on FacebookShare on Twitter

Brightness

Categories

Do you need advice on your energy costs?


Scope’s Disability Energy Support service is open to any disabled household in England or Wales in which one or more disabled people live. You can get free advice from an expert adviser on managing energy debt, switching tariffs, contacting your supplier and more. Find out more information by visiting our
Disability Energy Support webpage.
Complete our feedback form and tell us how we can make the community better.