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Hi, my name is Lachie! Will I automatically get my LCWRA element when my pension starts?

Lachie

I've just received confirmation of my state pension to start Jan 23 .
I'm currently recieving UC & LCWRA benefit & I'm aware that UC will stop but will I still automatically get my LCWRA element when my pension starts ?.

Thanks , Lachie .

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Comments

bg844

No. It is paid as part of UC, not separately.

Lachie

Thanks for that , I'm just concerned that I would be worse off when I get my Pension .
Cheers .....

poppy123456

Are you claiming UC as a single person or with a partner? If it's with a partner are they younger than you?

Lachie

Hi , I'm single & recieve UC with LCWRA addition .

Thanks..

poppy123456

Then all of your UC will end. Have you had a state pension forecast? You can check here. https://www.gov.uk/check-state-pension

Depending on how much your state pension is weekly, you maybe entitled to pension credit, which will top up your income to £182.60/week. This can be increased if you're claiming a disability benefit such as PIP daily living or DLA mid/high rate care.

If you don't claim a disability benefit and your state pension is £182.60/week then there will be no entitlement to pension credit. https://www.gov.uk/pension-credit/eligibility

If you need to claim for help with any rent then you can claim housing benefit from your local Authority.

Lachie

Thanks Poppy ,

I've had my pension letter which is £185 approx p/w so I'll need to apply then for housing benefit & council tax relief as I rent my home then ?.

Regards , Lachie .

poppy123456

Yes you will need to apply for both of those once your UC ends. You should already be claiming council tax reduction but this will be recalculated based on your state pension.

Lachie

Many thanks for your advice Poppy.

Lachie .

L_Volunteer

You are welcome @Lachie. It is the very least you deserve. If we can do anything else to support you, please don't hesitate to let us know. We are all here for you

Lachie

Great site to sort your problems / worries , I was certainly concerned that when I recieve my state pension in Jan 23 I would be worse off than being on UC& LCWLA , hopefully LCWLA may continue or will have to apply for housing benefit / Council tax help ! ?.

Thanks, Lachie.

bg844

LCWRA will also end as it’s part of UC overall. As advised, you could try pension credit. You will have to apply for both housing benefit and council tax support yes. I’d put a claim in for council tax help ASAP as they might backdate a little.

Lachie

Thank you again , Lachie .

poppy123456

Lachie said:

hopefully LCWLA may continue or will have to apply for housing benefit / Council tax help ! ?.

Thanks, Lachie.

The LCWRA element will not continue once you reach state pension age. It's part of UC which will end. You will then need to claim housing benefit for help with the rent. You council tax reduction will be recalculated based on your state pension.

You should already be claiming council tax reduction separately because it's not part of UC.

Lachie

OK got it now Poppy , it's just my past dealings with the Local council have been far from easy .

Thanks , Lachie

L_Volunteer

Thanks for sharing this with us @Lachie. Sorry to hear your past dealings with the local council have been far from easy, this sounds really difficult!

We are here for you if you would like to talk things through further with us

Lachie

Thanks for the interest .
Yes council repairs etc are carried out OK but for simple benefit advice by phone or e mail is poor !