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Online petition to remove the savings cap

Funnyday

Here is an online petition to remove the savings cap for disability benefit claimants. If you support it then please sign it and share with others too. Thanks for your time.

https://you.38degrees.org.uk/petitions/remove-dwp-savings-limits-for-disability-benefit-claimants

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Comments

Zipz

https://forum.scope.org.uk/discussion/140108/online-petition-to-remove-the-savings-cap

It would be wiser to raise the savings cap with inflation. It must be 15 years or more since the present rate was set in stone. Currently, a claimant on means-tested benefits cannot save for expensive equipment or spend from a tiny savings pot without beggering themselves. However, Joe Public would be on the Daily Mail forum grousing before you could say 1 %.

rubin16

You have more chance of running for the president of the united states than the government ever listening to an online petition. Goodluck, its fun to pretend were a democracy

ken300845

THIS SAVINGS CAP DOES NOT HELP DISABLED PEOPLE WHE THEY RECEIVE DLA OR PIP WHICH CAN BE COUNTED AS SAVINGS IF THE MONEY FROM IT TAKES THEM OVER THEIR BENEFIT SAVINGS LIMIT OF EITHER 6000 POUNDS OR 10,000 POUNDS IF THEY ARE OVER 65YEARS OLD SUCH AS MYSELF AGED 80 YEARS OLD

Trevor_PIP

https://forum.scope.org.uk/discussion/comment/1085275#Comment_1085275

Totally agree. They need to raise the Personal Tax Allowance for working people too.... Stuck at £12570 since 2020 and frozen until 2030. Absolutely disgusting. Governmental Petition to increase it to £20000 this year, which is correct for this day and age, refused as can't afford to do it yet.. You'll have toilet cleaners paying 40% tax soon.... Sort the taxpayers out first.....

That is your allowance for the year £12570, get more and pay your taxes... Some people on benefits get more but do they pay tax? Absolute joke, you can see why taxpayers have had enough over the whole welfare issue..... I don't want to say more but I worked for nearly 40 years and I understand their grievances.....

Trevor_PIP

https://forum.scope.org.uk/discussion/comment/1086870#Comment_1086870

Have to agree. Unfortunately I lost it a bit with that post Chris. I could have said a lot more but refrained. It wouldn't have been directed at disabled people anyway, but the ones that don't work but could do..... I feel I want to rant on now but I won't as this is a disabled forum. There are a lot of issues that need looking into, as it seems it has got to a point it does not pay to have a job!

We seem to be able to discuss issues me and you, which is good. Thanks.

OverlyAnxious

https://forum.scope.org.uk/discussion/comment/1086877#Comment_1086877

Nothing says disposable income like catching a bus… 😄

Presumably couldn't drive themselves? How did they expect to get anywhere if they couldn't pay someone else to drive them? 🙄

Sounds like they were just bullsh*tters tbh. Wouldn't trust everything (or perhaps anything!) they said.

I also worked in a rough area of town for my very first job in a shop. Was a massive eye-opener seeing people come in to have £1 put on gas or electric. Coming to the till with just 4 or 5 items and still having to put one or two back. Maybe some were better off not working decades ago, but it hasn't been that way for many for the past 10 or 15 years at least.

To bring this back on topic, my problem isn't so much with the savings cap, but the way it's applied. If you pass £16k, because your UC & PIP keep mounting up because you can't access suitable housing or healthcare, and no longer have any sort of life left, then the claim gets closed. You lose LCWRA status as well. Meaning you have to start again with a new claim and go through all the hassle of ID verification and another WCA in say 6 months time, when your savings have been used on rent & bills. If UC could just be suspended while savings dropped, and then rapidly reclaimed in future (as with other circumstances), that would be a fairer way to do it. Personally I'm far more concerned about having to try and verify ID again and go through another WCA than I am about having the extra money. I can't use the extra money in this society anyway.

rubin16

https://forum.scope.org.uk/discussion/comment/1086877#Comment_1086877

I don't even know how people even reach the savings cap in the first place. With the cost of everything, its hard to have any savings left at the end of month.

Nightcity

OverlyAnxious

https://forum.scope.org.uk/discussion/comment/1086892#Comment_1086892

What sort of things do you spend money on out of interest?

I only spend money on rent, bills (water/electric/internet) and a grocery delivery once a week. What I haven't got during the week I have to go without. Can't drive anymore, so no travel costs. Don't have space to buy items that need storing. Don't have a garden so can't even buy plants to add a bit of colour to this miserable existence.

Personally I do have hundreds spare at the end of most months. Ironically, part of that comes from the fact I get more money since becoming housebound than when I was driving and needed it for fuel and car maintenance! 🙄

rubin16

https://forum.scope.org.uk/discussion/comment/1086895#Comment_1086895

My money goes on rent, electric bill thats expensive (£145pm), Water, Internet, Mobile phone, subscriptions that totel around £30-40, food and groceries roughly £60-70 pw, The odd taxis to certain hospital/clinics (hard to get to otherwise) -roughly £30-40pm, Vaping habit - £20 pw

I roughly have 100 left when i've paid everything, I give my nan £30 to save for me. Then the rest I spend on whatever, like second hand clothes, something for my flat or i'll treat myself to a pc game etc.

My Pip mostly goes on cost of support I recieve i.e support worker/activities billed for.

OverlyAnxious

https://forum.scope.org.uk/discussion/comment/1086903#Comment_1086903

Thank you. That is interesting to compare with. Probably only around £100-£150 more on regular outgoings per month outgoings than me. (I don't have any subscriptions, don't vape/smoke and don't have mobile phone or taxi costs).

The biggest difference looks like the support costs. I can't really use my PIP for anything, so that's where most of my savings come from. If yours are being spent on support, you should (hopefully!) be getting much more from that than just having savings in the bank.

rubin16

https://forum.scope.org.uk/discussion/comment/1086908#Comment_1086908

That makes sense, and yeah your right there as without the additional support and things I wouldn't have much quality of life. and the money I give to my nan means I usually get a little break away with her each year for a few days.

Trevor_PIP

https://forum.scope.org.uk/discussion/comment/1086877#Comment_1086877

The benefit swindlers have gone up market now in my town, they use taxi's.... I know a few taxi drivers and they tell me the stories. They get a taxi, go to the food bank, then get dropped off at the pub paying with £20 notes. One pub takes the beer tokens (yes £27 a day it was) and there are parked outside the pub at least 10 mobility scooters.... One lady taxi driver puts the swindlers out of her car.... Young lass bragging last Christmas I got Christmas sorted early December, not bad on benefits… The brakes were slammed on and she was put out of the car. Taxi driver yesterday told me a family opposite to her don't work, none of them, but go on four holidays a year to Turkey. A son is now 40 and has motorbikes.... Young don't want a job in my town because you are better off on the sick than the National Living wage.... Proved by a professional organisation working on behalf of the government, so Starmer and the Accounts Clerk are well aware. That is why LCWRA is or is going to be stopped for under 22's. A Roofer wanted more workers and ended up not getting anyone, they turned up at the interviews stating, I don't like ladders or heights.... Just going through the procedure for UC... Fact this...

The changes to Motability is down to abuse I think, especially the mileage reduction which has halved the original miles you could do per year. Motability will not bother the cars will be worth more with less miles on the clock! Told another one yesterday, son gets mother to get the motability car with her enhanced payment, he pays her back the money and has full use of the car..… This person is known by the teller.… I don't know anyone that has had a Motability car that has used it per the rules.... I could go on, but working people want something done about it now and I fully understand while their wages disappear due to tax and NI contributions. Welfare is now No1 priority I think.

Trevor_PIP

https://forum.scope.org.uk/discussion/comment/1086891#Comment_1086891

Points taken. There is that element as well but there are also the others as discussed.

I don't know anything about UC but what you have described is bad, that should not happen.

rubin16

https://forum.scope.org.uk/discussion/comment/1086920#Comment_1086920

This is what baffles me, I hardly live the life of luxery and yet theres people out there that make the genuine ones look bad. It took me ages to initially claim any benefits as I didn't want too out of pride at first. Also if I got offered some perfect job I could do which was flexible with my health even if it was the same amount of money I had now, i'd do it in a heartbeat. I've always wanted to work or do something.

Trevor_PIP

https://forum.scope.org.uk/discussion/comment/1086895#Comment_1086895

Could you not go out in a taxi for a runout with the money you have left, maybe to a nice place for a few hours and get a taxi back. Just a thought, it would get you out of your property.

Trevor_PIP

https://forum.scope.org.uk/discussion/comment/1086927#Comment_1086927

Point taken and there are many like you but you have to accept there are people that do not want to work and since the lockdowns where people experienced not working it has got worse. Some also get paid that do some work cash in hand, gone on for years with benefits, and hard to prove. You need all your money because of all your disabilities, some of the workshy are nowhere near as bad as you. What I have typed above in all my posts is fact. I have no reason to make it up. It is information that has come my way over the last few years, some I have seen for myself and told of others by trusted people I know. The current outcry over benefits in this country proves all this too!

OverlyAnxious

https://forum.scope.org.uk/discussion/comment/1086929#Comment_1086929

I can't travel in any vehicle due to the severity of my conditions. (Vertigo & digestive among others).

Trevor_PIP

https://forum.scope.org.uk/discussion/comment/1086973#Comment_1086973

Very sorry to read this. Vertigo is not pleasant at all, so I realise being in a car will not help. I made a suggestion that might help you but obviously it won't, sorry.