Please help

dolphins7

@poppy123456

No i have no other income 

My last payment from work before redundant was one  month salary one month holiday pay and refundancy which totalled around 10k i spent almost half paying off debt etc i then was awarded PIP backdated and i have uc and LCWRA my pip was backdated i received over 2.5 k i have savings of 2100 now as i have been paying bills over the months and owed rent of over 2.5 which i have now reduced to 900 and am gradually paying that I Was on new job seekers at start then went over to uc I applied for uc in the august as work told us to set up account i recieved no uc till the dec the rent part and only started recieving uc part in march for feb assesment i then was awarded LCWRA in the april for march april assesment 

I had a call from them making sure i was getting the correct ammount in april I mentioned my redundacy and told them i used to pay of outstsnding debt etc and only had 2.5 k left then my back dated money from PIP Just when I thought everything was settled this has happened they gave me 24 hours notice to get it and go to appointment in office I told them i wasnt fit to do this as I have Ptsd and cant do strange places and such short notice coach said to send them in portal im just all over the place my daughter helps me with my finances now as because of illness i was missing payments etc 

poppy123456

Were you claiming UC when you received the £10k? Holiday payment and your months earnings will affect your UC in the month it's received. Redunancy is classed as capital, not earnings. If your total savings from the redunancy were more than £6,000 then you would have needed to report it. Paying off debt is allowed when claiming UC but you should still have reported the savings. If you didn't then this maybe why they are asking for bank statements.

dolphins7

@poppy123456

I was claiming new style js when i was redundant and rent through UC but didnt get rent paid until the feb as my employer put payments through hrmc seperate for some reason 

I owed debt and my brother money he leant me previous which was in through me bank after that it left me with about 5k which i now have 2.5 left 

When uc rang me i told them all this back in april now they want bank statements from august 

Will this affect my benefits and my PIP its been such a nightmare this whole thing my PTSD has been triggered again as im down the rabbit hole over thinking and getting advice 

No sleep again i had no idea any of this would affect my benefit i wasnt even in a right state of mind through all this 

poppy123456

Your PIP won't be affected because it's not means tested. Your employer reporting your earnings to HMRC was correct. Did you receive earnings while you were claiming JSA?

dolphins7

No no earnings while on new style jsa didnt get my 1st payment for that till november and finished work in october with all pay etc up to date end of october i was advised to claim new style jsa and uc for the rent side while on njsa i was on for 6 months then from then onwards uc and PIp and LCWRA as new style told me to close claim when receiving LCWRA which i did then UC kicked in after that only part uc paid since jan was the rent side of uc 

poppy123456

Then there shouldn't be anything to worry about. You will need to send what they've asked for though.

dolphins7

Yes im collecting in all they need 

dolphins7

Sorry rent side from jan till march then uc kicked in its the most stressful thing ever 

poppy123456

dolphins7 said:

Sorry rent side from jan till march then uc kicked in its the most stressful thing ever 

Your rent will be part of your UC entitlement so this meant your UC payments started in Jan. You should also consider claiming New style ESA. You won't be financially better off because it's just deducted in full from any UC entitlement.

However, because it's not means tested like UC is then it may come in useful in the future.There's a lot of people that wished they had claimed it but didn't and now they can't. Entitlement will be based on your NI contributions in the previous 2 tax years. You will also receive class 1 NI credits for this, where as UC you'll only receive class 3.

dolphins7

@poppy123456 thank you ill keep you posted on all its just so stressful im full of dread 9nce again thinking ive done something wrong but i only did what was advised to us im not familier with any of this but your made feel like a criminal