Pension lump sum

Joycee

Hi everyone,

I have recently applied for a lump sum of £14000 from my deferred pension. I officially become a pensioner in December 2025, when I will start receiving my state pension. Currently, I am on Universal Credit, PIP, and Employment and Support Allowance.

Universal Credit has contacted me to say they are reviewing my claim. Could this be because I applied for the lump sum?

I intend to use this money to pay off my debts and contribute to my funeral plan before I become a pensioner, rather than for any luxuries. My question is: have I made a mistake in pursuing this lump sum?

Thank you,
Jacqui

Kimi87

Universal Credit are reviewing millions of claims, they are selected at random so probably a coincidence.

https://forum.scope.org.uk/discussion/125931/universal-credit-bank-reviews-frequently-asked-questions