12 months migration - what if UC50 not looked at in 12 months?

Hello,
I applied for UC when child tax credit ended, and I migrated. I took out a private pension from an old job as I could not cope with the fear of UC. So I now have savings above 16k. (not a fortune but enough to get essentials - i have a concrete floor in my living room, need major essential items etc and will still be just enough above that I won't be eligible) I therefore will only be on UC for the 12 months migration period. I will the have to live off my savings and make them last as long as possible which won't be easy.
So for this year I am on UC it means i dont have to start living off the savings yet - it won't last long, and I dread having to come back to this again, UC is just so awful.
I migrated in early January, and have been submitting fit notes from the first day. I submitted my UC50 form in mid feb. There has been no progress at all - My son called last month and was told no one has looked at it yet.
I am constantly in distress with the work coach calls, where I get told to do work activities and asked things such as how well I clean my house - which is a sensitive topic as I am physically disabled and I end up really feeling like a failure as a person. They have now changed the calls to work search reviews. My friend ends up speaking for me for the most of the call because I am usually in too much distress.
I have read that WCA's can take months and sometimes over a year. If mine takes as long as that, and my claim ends either because the 12 months is up or because I can't cope with the process and end the claim myself, what happens with the WCA? Does it get cancelled? I need this money for this year as I have no way of getting enough income so I am trying to bear with it, but with monthly work search appointments it is just too much.
If my claim ends without the WCA as it is still in the queue - would I still be assessed? or does it end and I just get removed from the queue when my claim ends?
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