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Hi, my name is neo1! Is child benefit classed as savings in a UC review?

neo1

Regarding UC review is child benefit classed as savings

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neo1

Is it considered as capital if you haven't used it.

Holly_Alumni

Hi @neo1 really sorry you've not heard back about this yet.

The Government state that the below can be classed as savings:

"unspent benefits, for example Child Benefit, Personal Independence Payment (PIP) and Disability Living Allowance (DLA)"

However, if you're saving for your child this might be a better alternative:

"Money, savings and investments that belong to your children, and are in their name, are not taken into account when assessing your Universal Credit. For example, you do not need to tell us about children’s savings accounts in their name such as Junior ISAs and Child Trust Funds."