Life assurance policy for my son

SKA

Good evening Scope community,

I would like to take out a life assurance policy for my profoundly disabled son? Does anyone have any experience of this or can recommend a provider. Thank you

Mary_Scope

Hi @SKA and a warm welcome to the community from me!

I'm afraid I don't have any recommendations that I have used personally but I did find this website that compares life insurance for disabled people that may be helpful😊

SheffieldMan1976

It pains me to say this but most life insurance companies wouldn't touch a disabled person with underlying health conditions with a surgically enhanced Bargepole.

Chiefly because they might not live long enough to pay the premiums, sounds morbid yeah but I used to get a LOT of cold calls about this kind of thing back when I had a landline, and as soon as I told them about my problems they didn't wanna know.

SKA

https://forum.scope.org.uk/discussion/comment/1123664#Comment_1123664

Thank you so much - will look further into this.

SKA

https://forum.scope.org.uk/discussion/comment/1123680#Comment_1123680

Thanks for your comment-its helpful to know.