Will I get help with mortgage on PIP?

Josiane

Was dignosed with TM in July. Claimed pip ,waiting for assessment, My question I will I get help with my mortgage.Thank you

robbiebox361

hi josiane,there is a thing called SMI ,which i believe is there to help If you're claiming  income-related Employment and Support Allowance or Income Support ,i think it helps towards the mortgage interest ...but i have never heard pip mentioned in this context..pip is not means tested so the money would help you...

Sam_Alumni

Hi @Josiane

Welcome to the community, the CAB say:

Benefit top-ups
You may get a top-up (called a premium) on the following benefits if you get PIP:

• Housing Benefit

• Jobseeker’s Allowance

• Income Support

• Working Tax Credit

• Employment and Support Allowance - but only if you get the PIP daily living component

• Pension Credit - but only if you get the PIP daily living component

Council tax discounts
If you get either the daily living or mobility component of PIP, you may get money off your council tax bill.
It’s hard to say exactly how much you’ll get off because it depends on things like the component and rate of PIP you’re getting. However, your council will be able to tell you.
Travel support
When you get your PIP award letter, you can apply for a:

• Disabled person’s railcard - up to a third off most rail fare

• Blue Badge in England and Wales

• Road tax discount 50% - if you get the standard PIP mobility rate

• Road tax discount 100% - if you get the enhanced PIP mobility rate

You may also:

• qualify for free local bus travel in England and Wales - but contact your local council to find out more

• be able to use the motability scheme if you get the enhanced PIP mobility rate 

SMI is Support for Mortgage Interest and will be ending on 5th April this year and will be replaced by a loan.

Jazzguitar

Welcome from Neville in Whitleigh Plymouth Devon