Good Afternoon!
I want to do an art open University degree and I’ve spoken twice on the phone to universal credit to see if it will affect my UC applying for a student loan and I’ve been told yes. I have a disability and entitled to the maintenance loan, even though I told UC I won’t be taking the maintenance loan as I’m working from home and only applying for a student loan. They told me even if I don’t take the maintenance loan I’m still entitled to it so it will affect how much UC I receive.
This is what frustrates me they don’t know how much of my UC I will lose until I apply for the student loan, they said it’s a gamble. I think this answer incompetent and appalling. I now can not move forward and apply for my long distance degree as I have no idea how much money I will lose each month. I get help with housing and I get extra UC for my disability too and can not afford to lose any money but wanted to do the degree to help my mental health as I spend nearly all my time at home as I’m not well and the degree is something I can do on the days I feel well enough from home with my bed table top.
Has anyone been in the same situation wanting to do an open University degree with a disability? Any advice? I feel depressed since I found out it’s not worth taking the gamble, it’s not fair on me that someone can not work out the costing for me before apply. Thanks
