Hi Everyone hope you are all doing good :)
I have a UC review and I am worried I might have done something wrong and hope you can shed some really sound advice for me please.
I will start by explaining my situation so that anyone here can assist me if they know if what I have done is wrong.
Last year after my disabilities got worse for me it was obvious I needed to move home as I live in a very rural part of Devon which is of course lovely and peaceful but really bad if you are a renter and are disabled plus being far from contact with people. Where I satay was only supposed to be temporary but has gone on for 2 years. due to my disabilities and my friend wanting her holiday shally back I started to see what I could rent in the private market but there was nothing within my UC budget and the council has put me in band C which puts me back in number 20 or 30 in the queue.
My dear sweet older brother was so worried about me that he said to me what if you offer 6 months rent upfront to a landlord will that help, I said I really think it might, this was last October. No estate agent will take me on because I am on benefits, I have never been offered even a viewing on a property I have been interested.
Last October my brother put £5000 as a loan into my account to be able to put down 6 months' rent up front and said he would be a guarantor and still nothing agents never ever got back to me. I am still trying but to no avail and quite honestly have given up so this is where I am at now.
My first question is if you have £6000 in your bank account and then you get your UC payment lets say of £1000 on top of the £6000 = £7000 is that all still classed as savings meaning the £7000 I really have never been able to find that out if they include your monthly payment so it would really help me before I ask my next question.
Many thanks
Warm Regards
Jay-Jay x x x