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Is it worth applying?

I am disabled and get pip and mobility at highest rate. I also get esa support group. My husband had to give up working a few years ago to care for me and gets carers allowance.
We do not claim anything else... we are realot struggling but I'm worried about how I would try to claim uc and if they stop all my payments whilst they work out if we are entitled to anything how would we pay rent and bills and feed ourselves.
Sorry to be a long post. Thanks for reading x
We do not claim anything else... we are realot struggling but I'm worried about how I would try to claim uc and if they stop all my payments whilst they work out if we are entitled to anything how would we pay rent and bills and feed ourselves.
Sorry to be a long post. Thanks for reading x
Replies
So we get same amount deleted from uc as we are getting now? We won't be any better off will we? Maybe I should contact council for council tax benefit, I have a social services fitted stair lift and wet room will this help?
If you or your partner have £6,000 or less in savings, this will not affect your claim for Universal Credit, but you must declare it.
If you have more than £6,000 but less than £16,000 of savings / capital this will affect the amount of Universal Credit you can get. The DWP will take off £4.35 a month for each £250 (or part of £250) of capital above £6,000 in each assessment period.
You'll no longer be eligible for Universal Credit if you have £16,000 or more in savings / capital.