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Universal Credit Bank Reviews: Frequently Asked Questions
We've seen lots of posts about Universal Credit reviews lately, so we hope this post will help answer some common questions. What is a Universal Credit review? A Universal Credit review is usually to check that you are receiving the correct amount in your payments. These reviews look mostly at your bank accounts and are…
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Universal Credit Act 2025 - Latest Updates
The Universal Credit Act 2025 aims to rebalance Universal Credit (UC) by encouraging employment for those who can work and targeting support for individuals with severe health conditions. It takes effect from 6 April 2026. Standard Allowance Increases From April 2026, the UC standard allowance rates will rise above…
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UC managed migration guide
There's been a lot of threads recently regarding questions for managed migration so I thought I would put together a guide and make it as easy to understand as I possible can. (if that's at all possible) New Style ESA and old Contribution-based ESA Those claiming New Style ESA or the old Contributions based ESA will not be…
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Carer element backdate
Hello, i am new here,and need your valued input.we (husband and wife) are on uc since 2019,my husband got Pip in feb 2023,but we informed dwp about my care duties,when they called me for work searching meetingin jan 2026.Job centre advised to apply for care element which we done in januray 2026,Now they will pay only for 1…
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Uc review
After submitting 4 months bank statements , utility bill and tenancy agreement to UC, I have a text saying a 60 minute phone appointment is scheduled. I have had one before but no mention of 60 minutes. Does this mean it is now more detailed or is this time length in a text/appointment the default setting? TY
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Carers Element Universal Credit
My wife and I have been on Universal Credit since August 2022 she has been my main carer a long time before that point. She recently had a commitments review meeting and was told that she was eligible for carers element for universal credit and it is backdated from when we first claimed. We didn't know anything about this.…
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Help with Carer's Element in UC!
I have been getting UC for around a year after migrating from ESA last year. So as an over 25+ singleton, I get Standard rate = £400 + LCWRA = £423 and transitional protection which is 63.41/ month. I also separately claim Carer's Allowance for looking after my mum full time. However, after UC reductions (of £360) I only…
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Claim Review Telephone Appointment
Hello, my husband and I have both had a text to say we will be having a UC claim review appointment and I am now worrying. I have nothing to hide , but am surprised by this. I am his full time carer, and as far as I am aware we are on the right benefits - UC, ESA, CA, LCWRA . Would anyone kindly be able to let me know why…
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Backdated benefits not disregarded?
I reported a change of circumstances to UC. They blocked my payments until the changes would be verified. As I needed a home visit, I waited several months for this to happen while not receiving any payments. Eventually, they verified the changes and I got the missing payments all on the same day. The statements were…
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Awarded LCWRA but told I wouldn't get any backdated money, is this correct?
I am wondering if anyone can help with this please. I have been on Lwc for a while and in 2024 I was advised to do a questionnaire but I was not sent a letter. I asked my work coach to help me with anyone who could help me with the form. She suggested it to me to get help from an organisation but they never got back to me.…
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Confused by wording of UC WCA decision
Hi I had my WCA in December and today received the decision. Despite having my foot amputated they have found me fit for work. However, I am confused by the wording in the letter and the entry in my UC journal. The journal entry states, " "Although we recognise your health conditions, you no longer need to provide medical…
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Pension Lump Sum on UC. Query about Further Evidence Meeting.
Hi. I've had a one off payment that was a pension lump sum. It came to just over £6000, so I understand it will reduce my UC slightly. Some of it was used to pay my mum back as she lent us money last year to buy another car when ours broke down. Due to mine and my sons illnesses we are dependent on a car, but my mum did…
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UC Bank statement review - Just noticed I was overpaid this month
Hi all, I have a joint claim with my partner who works. We have both been asked to provide 4 months of bank statements. I went to get my statements for them and saw that I was massively overpaid/they didn't take my partners paycheck from that month into consideration and we had no deductions by mistake. This puts us over…
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LCWRA
I got awarded LCWRA on February 17th 2026 I submitted my first fit note on 23rd October 2025, I rang to see when my first payment would be and he told me it will be June 3 months after being awarded it is this correct? I thought it was from the 4th assessment period after the first fit note?
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awarded LCWRA
Hiya a was awarded LCWRA I received a message in my uc journal stating I have been awarded but I haven't had anything tell me about payments ect 6 months worth of my statements have been all updated to more money which is the lcwra but I'm unaware if this is what I will receive. Thanks
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UC Housing element question.
Hi - I am not an expert on UC and housing element and would like to get help through here if possible. I am in a tricky joint tenancy at the moment and the landlord is trying to find a solution to us ending the tenancy and I am not sure this is one. The tenancy is for a 2 bed flat in Manchester, we both pay £510 each. I…
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ESA letter for April 2026
hello peeps sorry if this has been asked before but I'm very confused and worried… any advice would be greatly appreciated. it says about the April 2026 increase then says as you are I the support group £50.03 I get LCWRA £400 odd added to my UC award does this mean that I will be getting the new amounts for April 2026…
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UC Voluntary support
I got a message today in my journal today saying the following… I would like to offer you a monthly conversation to discuss how I can support you. We can identify things you can do to help you with whatever next steps you may wish to take – but only when you’re ready to.For example, we can talk about - developing your…
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Applied in October but not been assessed, will I qualify for full rate?
I am in receipt of universal credit, I applied for LWRCA on 15th October 2025 . I’ve completed the paperwork in dec 2025 but still not received a date for an assessment yet ? I’ve contacted my work coach and the SERCO assesment service and neither was able to tell me ,if I don’t get assessed before the April 6th deadline…
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Change of circumstances UC
Just getting a bit ahead of myself as I'm in review for pip now, so if I lose pip due to the review not being in my favour and am doing an MR am I right in saying I need to inform UC ? I Know I told esa when I lost pip twice before and my money dropped dramatically. Until I got pip back after two Tribunals. I get…
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already on lcwra reporting new health condition
Hi, I just wanted to ask a quick question. My partner is on lcwra and has been for some time. Last month he was diagnosed with cancer on top of everything else, does this have to be reported to universal credit or not? I have searched the internet and some no, and others say if you do it may lead to a wca which he doesn't…
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Lcwra back pay
Hi, I was wondering if anyone can help me. My assessment periods are from 30 th of the month to the 29th. My first fit note was 20 October 2025. I was awarded lcwra on 09.02.26 They are saying I am only entitled to lcwra from march and won't be receiving back pay. Is this correct ? Thank you
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U.C and Esa
Hello everyone, I just wanted some advice on this, Myself and my wife currently receive U.C £628.10 Carer element my wife gets caring for me £201.68 Limited capability for work and W.R.A £423.27 Total £1253.05 Then Esa gets deducted which i receive being in the support group £609.05 Total each month is £644.00 My wife is…