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Universal Credit Bank Reviews: Frequently Asked Questions
We've seen lots of posts about Universal Credit reviews lately, so we hope this post will help answer some common questions. What is a Universal Credit review? A Universal Credit review is usually to check that you are receiving the correct amount in your payments. These reviews look mostly at your bank accounts and are…
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Universal Credit Act 2025 - Latest Updates (05.03.26)
The Universal Credit Act 2025 aims to rebalance Universal Credit by encouraging employment for those who can work and targeting support for those with severe health conditions. It takes effect from 6 April 2026. The Act ensures that the four rates of the Universal Credit standard allowance will rise above inflation from…
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UC managed migration guide
There's been a lot of threads recently regarding questions for managed migration so I thought I would put together a guide and make it as easy to understand as I possible can. (if that's at all possible) New Style ESA and old Contribution-based ESA Those claiming New Style ESA or the old Contributions based ESA will not be…
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Reporting capital monthly (giving advice)
Hello, I have always had some confusion regarding reporting capital. If you have over 6k in your bank accounts you will need to report everyday on the last day of your assessment period the amount. I've never really seen a clear explanation for how to do this, so following a recent review I asked if they could make me a…
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Update details on To do list. Worry.
Hi So this morning I got email saying I had to do things in To do list, basically updating details and one of the things was the amount in my bank account that UC is paid in to. Is it still £236 from when I applied for UC. Well of course it isn't as I have my UC payed into it monthly and as I've been very depressed and…
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U.C when state pension age reached
Hi everyone, I just wondered what happens regards UC and new style Esa and LCWRA when someone in a couple reach stage pension age at 67. We receive UC as a couple, my wife gets the carers element within UC and then LCWRA is added. I will reach state pension age in 2 years and my wife has 4 years before she does. We both…
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Why need update UC account
hi me and my partner been on uc nearly a year now me and my partner got txt message call uc you need update account details but point is nothing change I’m in a lot destress over it I don’t what expect
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booked for a second call for 15 minutes 'to discuss information already provided
Hi I have just had a UC Claim Review telephone call that seemed ok, although they did query some payments i received ( survey rewards). I supplied them with additional information requested regarding my tenancy but have now been booked for a second call scheduled for 15 minutes 'to discuss information already provided'.…
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Transitional protection arrears of Enhanced disability premium - disregarded?
Hi, Last year I received a lump sum of Transitional protection arrears of Enhanced disability premium, they said it was due to underpayment. From what I've searched online it looks like this will be disregarded as capital for the length of my UC claim. Is that correct? Thanks :)
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Discretionary trust - rules changed?
Hi, Does anyone know what the rules are now regarding discretionary trusts? My mother set one up for me and my brother in 2015 - at the time it was said that this would not affect means tested benefits. I am co-trustee and also beneficiary but do not receive an income from it. As far as I'm aware the house is in it as well…
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My monthly UC payment has dropped
Hello, hope you can help. My transitional protection had dropped from £203 in April to £176 in May to now £146 in June, I understand the transitional protection will drop but I thought the overall award should remain the same until the protection is £0. The journal messages just dont seem to make sense. Could anyone please…
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LCWRA Reviews
LCWRA Reviews apparently have been stopped however i am told only new claims or change of circumstances are going ahead supposedly there is a huge backlog for LCWRA Reviews and if I am told correctly goes back years so when would everything resume.
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Quick question - do I need to inform DWP of a closed bank account?
Hi .... Basically I was on CBESA with a IR top up until around mid 2022 ..... I then voulterrilly moved to UC , where I was put on to new style ESA and lcwra I knew I was going to make the change to UC around 6 months before and I knew that my account that my ESA went into would be no good in regards to receiving my UC as…
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I'm so stupid, stressed fed up with everything
First my uc go down , I'd this due to esa going up. April was £225, Then rent increase may it was £212. They overpaid but now its paid back. June its £200. I phoned up and he didn't make sense . Also I thought Google play apps were OK, I saw a gov uk, uc app which I had been using which once signed in and given code you…
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Lcwra reassessments
hi all I’ve seen an update recently saying they have nearly cleared a backlog and reassessments will start again from April I’m so worried I have autism level 2 I just keep thinking I’m going to be reassessed straight away it’s making me have panic attacks and I hate it someone please tell me what is going on at moment for…
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UC Stopped due to partner's savings - need help
This discussion was created from comments split from: Advice needed please.
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Stopped uc and lcwra
hi our payments has suddenly stopped due to my partner having just over the 16000 in savings (which is long gone )a couple years ago we are new to benefits , and have been struggling a lot I’ve even had to sell my jewellery and him garage stuff for food etc , we have never had a joint bank account and I was clueless, now…
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364 days to pension
I got 364 days to pension. I migrated to UC and New style esa both LWRCA so far not got wca and no alerts on uc about it. I know that there are backlogs so what would berisk of getting WCA form
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Advice about Child element UC College
My son in Sept 2025 started Btec Level 2 Business Studies and repeated Science GCSE in college. His last exam is 15th June 2026. The same college has given him conditional offer to study A levels in Sept 2026. Today i received a message in journal telling me that his element will end in june as the Btec was 1 year course…
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Bank statements DWP
I have been asked to upload my bank statements but I just a bit worried has I sell my old stuff on eBay and Vinted. It stuff I brought years ago for myself or stuff my friends and family have given me but nearly all of it was brought or given before I was on universal credit but I selling now because I do not want it and…
