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Universal Credit Bank Reviews: Frequently Asked Questions
We've seen lots of posts about Universal Credit reviews lately, so we hope this post will help answer some common questions. What is a Universal Credit review? A Universal Credit review is usually to check that you are receiving the correct amount in your payments. These reviews look mostly at your bank accounts and are…
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Universal Credit Act 2025 - Latest Updates (05.03.26)
The Universal Credit Act 2025 aims to rebalance Universal Credit by encouraging employment for those who can work and targeting support for those with severe health conditions. It takes effect from 6 April 2026. The Act ensures that the four rates of the Universal Credit standard allowance will rise above inflation from…
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UC managed migration guide
There's been a lot of threads recently regarding questions for managed migration so I thought I would put together a guide and make it as easy to understand as I possible can. (if that's at all possible) New Style ESA and old Contribution-based ESA Those claiming New Style ESA or the old Contributions based ESA will not be…
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Child element Universal Credit
Although I have declared that I have a child on my Universal Credit, I am not receiving that part of payment. She is currently 17 and is at college. Does anybody know why I may not be receiving the child element?
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Bedroom Tax
Good afternoon, Not posted in a while, quick question partner is on LWCRA and lower daily PIP Sometimes my partner wakes up in the middle of the night and goes to our spare bedroom to sleep so not to wake me, we pay £66 bedroom tax for having a spare bedroom, i dont know if i dreamt it or not, that if my partner sleeps in…
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new to this, ADHD, slipped disc, (possible) Autism
Hello, I have included a history below this as you may not want to read that. I have my first interview with the work coach and not listed anything as I am not sure how to list my job search. I am worried I may be sanctioned. When I had a first appointment they did not talk much about my physical or mental disabilities or…
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UC review
Uploaded bank statements, but this month's has not been generated yet, it's the extra 10 days, not due for another 2 weeks, should I ring them, printed these ten days off but they won't except them because they are not bank generated!!!!! I have been on UC for six months is this normal to have a review this quick, The only…
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Not claiming future inheritance
Hello All - I am currently claiming Universal Credit with LCWRA element due to poor mental health. My mother passed away earlier this year. I have been left a share of her house in her will - my share will be under £15000. The solicitor fees/estate costs (probate is about to start - house sale - leasehold problems) are…
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LCWRA Assessments
Hi, I am desperate and need some advice on what my options are. I have received my assessment appointment 9 months after I applied. This was cancelled last minute without a reason. I have received the next one fairly quickly. I have been "checked in" and about 15 minutes past the appointment time, I received a call telling…
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Offered a chat about how UC can help me
This discussion was created from comments split from: LCWRA Reviews.
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Universal credit and ESA
Hello, can someone please help me? My ESA ended on 31.08.2026, and I received £42 on 02.09.2026 as my final ESA payment. My UC assessment period is from 29.08.2026 to 28.09.2026, and I am wondering how UC will calculate this in my assessment statement. Will UC take the full usual ESA amount of £414.05 into account for this…
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DWP bringing up appointee after 3 prior independent claims
Hi, I am currently claiming for UC as I'm looking for work after returning to the UK after time abroad. I was made redundant over a year ago and I did make a claim after that, but I cancelled it afterward as I realised I exceeded the capital limit of £16k. That said, because I used a different email address to make that…
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Re-assessment of LCW
Hello everyone Hope you are all ok. Apologies that it's a lot to read. I had my meeting with my coach yesterday. I informed her that I now have arthritis in my neck with c3-c6 spondolytic changes, disc narrowing and osteophytes. C7 - spondolytic and and osteophytes. C2-C6 degenerative changes to facet joints. Constant neck…
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How to calculate Universal Credit Capital and COL payments?
Hi everyone, I'm just looking for some clarification on exactly how the capital calculation at the end of an assessment period works. Am I right in saying that you would get the total from all accounts and then subtract any work earnings, the Universal Credit payment itself, any PIP payment and any Child Benefit from the…
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Universal Credit LCWRA Rates
Hi all, Not sure if anyone can help me here, I'm not sure if I have been awarded the wrong amount for LCWRA but am having a bit of difficulty understanding the rules. My UC journal shows that on 1 April 2026 I reported a health change, with the change recorded as effective from 1 March 2026. This therefore means I did…
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UC review coming up. Is a loan repayment something to be concerned about?
Hi, my name is Russ. I have a UC review tomorrow. I have supplied 4 months worth of bank statements While I was working back in April, I took out a £4000 loan with my Bank.However, I realised it was too much and repaid the loan in full within 30 days. I have an early settlement letter to prove I returned the money. At the…
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Work Commitments Discussion
Hi all! Just a very nervous lady here lol but I have a discussion with my work coach tomorrow about work commitments. When I was filling all of the tasks in I was asked if I had the ability to look for work for 35 hours a week - which I answered yes to, because I could try if I HAD to, but I genuinely think I would…
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Lcwra
Hi ive just been awarded lcwra i heard from them 6 days after my asessment to say id got it my first sick note was in feb will i get back pay theyve not said anything
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Reasonable adjustment issue? Need advice.
Good morning Long story short... I'm in Autistic burnout. Recently diagnosed. Quit my job as the environment is harmful to me and I can't work atm. My issue is... I am going through first UC assessment period. About to start UC50 form. Have a fit note for 3 months (been on fit notes since June). Last week sent a long…
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Mixed aged couple claim
I was on ESA and my now husband gets his basic state pension. We married and I had to move over to U/C…I have lost nrly£600 a month and am now entitled to £0 and have to pay £62 rent top up! We have to live on just his pension, he get cant get carers allowance as he's a pensioner though he is my recognized carer, this has…
