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Universal Credit Bank Reviews: Frequently Asked Questions
We've seen lots of posts about Universal Credit reviews lately, so we hope this post will help answer some common questions. What is a Universal Credit review? A Universal Credit review is usually to check that you are receiving the correct amount in your payments. These reviews look mostly at your bank accounts and are…
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Universal Credit Act 2025 - Latest Updates (05.03.26)
The Universal Credit Act 2025 aims to rebalance Universal Credit by encouraging employment for those who can work and targeting support for those with severe health conditions. It takes effect from 6 April 2026. The Act ensures that the four rates of the Universal Credit standard allowance will rise above inflation from…
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UC managed migration guide
There's been a lot of threads recently regarding questions for managed migration so I thought I would put together a guide and make it as easy to understand as I possible can. (if that's at all possible) New Style ESA and old Contribution-based ESA Those claiming New Style ESA or the old Contributions based ESA will not be…
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Not keen on UC design
I can’t say that I’m overly keen on the design of Universal Credit, it was a benefit that was designed to try to encourage budgeting, just because many workers get paid monthly. I cannot budget by any state of the imagination.
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Coming off UC while waiting on ESA
Hello. I am on UC basic and waiting for WCA assessment. I have been very unwell for a long time and delayed claiming as long as I could. I have also just started new style ESA at basic level. I am thinking of coming of UC simply as it is so stressful, I have had to submit bank statements 4 months in a row and my financial…
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U.C
Just when I thought I couldn't get any more stressed out to the absolute Max about this benefit.More **** happens.As some of you know they underpaid my rent for many months ( I pay a portion of it which I always pay on time).But it seems they have underpaid for almost 6 months.My landlord alerted me to this and what I…
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Standard PIP mobility/ Universal credit
Please can someone guide me. Im on standard mobility lower rate for Autism and PTSD. I tried to increase at renewal for fresh Autism diagnosis but was too much stress as they left it the same standard mobility so just left it without an appeal. ( i have this now until 2031) My question is for Universal Credit. With the…
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Bank statements DWP
I have been asked to upload my bank statements but I just a bit worried has I sell my old stuff on eBay and Vinted. It stuff I brought years ago for myself or stuff my friends and family have given me but nearly all of it was brought or given before I was on universal credit but I selling now because I do not want it and…
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crisis fund refused 'your rent is paid in full' but I am affected by benefit cap
my email: ' The decision summary is based on incorrect basis.'Your rent is being paid in full. The CRF do not award to Subsidise rental costs.' - it is incorrect as I am affected by benefit cap. I spoke to Citizen Advice highligting that I do not in fact receive full rent due to benefit cap. I also spoke to one of your…
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Hi, my name is npatel6178! UC not putting money in my account
Say hello, l am fine,but I am depressed with the universe credit not putting the money in my account.
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Budgeting Advance
Hi everyone I would like some advice please. My cooker has broken and I am struggling for money. I am in receipt of universal credit lcwra due to my health. I live on my own in a flat. Would I be able to get a budgeting advance? How much would I be able to borrow? What information would I need to provide? Thanks in advance
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LCWRA Reviews
LCWRA Reviews apparently have been stopped however i am told only new claims or change of circumstances are going ahead supposedly there is a huge backlog for LCWRA Reviews and if I am told correctly goes back years so when would everything resume.
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Repeated 'admin errors' WCA
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From 6th Form School to University Benefits
I am receiving Universal Credit for myself and my 17 year old daughter. She will turn 18 on 16/08/2024. She has been attending 6th form school. Last day attended was 18th June. She will continue to live with me whilst attending a nearby University in September. She will be in receipt of a student loan and a maintenance…
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Can my daughter claim carer element for me? Or will I lose anything from my money?
Wanting to no if my daughter claims the carers element for me will I lose the anything from my is I do get the extra money
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Is it worth applying for pip again?
Hi there Recently i was denied pip after a review after receiving it in 2015 and also denied with a MR, now its in appeal stage, after help with the citizens advice bureau. Is it worth reapplying for pip whilst waiting for the tribunial outcome as this has been troubling me. Or do i just wait.
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UC credit review
I have a UC review coming up but about 6 years ago I got married when I was in a bad place the marriage lasted a week. My passport is in my maiden name but my bank is in the married name coz I changed it the day after we got married but leaned a few days later he had been cheating, anyway long story short my banks in a…
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Enhanced Team cntacted me for UC Limited Cap.
Hi there, I just had my review in the past two weeks. First I have received a request in my to-do-list to upload all pages of my passport and some basic details and documents, for example a bill with my name on it at my current address. I have peripheral neuropathy on both hands and they do not accept scanned documents and…
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Hi, my name is Moley44! Am I entitled to Carer's Element in my joint claim?
My partner and I have been claiming UC and my partner was awarded pip and Limited capability for work.I then claimed carers allowance to look after her...Am I also entitled to Carers element which I am not receiving ?
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Partner and I, both disabled, might move in together. UC income changes?
My partner and I currently live apart and are looking to move in to our first new home in future. We both want to know and be reassured in how our incomes might change if we are classed as LTAMC (Living Together as a Married Couple)? We may try to argue that we are not LTAMC and reject a joint claim if the cost of living…