Backpayment has taken me slightly over savings limit - advice?
Options
Aella
Community member Posts: 23 Connected
I'm on ESA and PIP. I posted a while ago about how my PIP was stopped after a reassessment. After a fight, it has been reinstated at a higher level and today I got a backpayment which has taken my total amount of money (savings account and current account together) to a total of £6300.
According to the internet, an overpayment taking you above the savings limit is disregarded "in some cases" but it doesn't say what cases. Is this one of the cases? Do I need to inform ESA I have over £6K?
Also if you have over £5500 in savings ESA apparently check your bank account to make sure you don't go over £6K, does anyone have experience with this? How does it work? If it's a hassle should I just spend some to get me down below £5500?
When I get my ESA and PIP payments, they don't count as savings for the period they're meant to cover do they?
According to the internet, an overpayment taking you above the savings limit is disregarded "in some cases" but it doesn't say what cases. Is this one of the cases? Do I need to inform ESA I have over £6K?
Also if you have over £5500 in savings ESA apparently check your bank account to make sure you don't go over £6K, does anyone have experience with this? How does it work? If it's a hassle should I just spend some to get me down below £5500?
When I get my ESA and PIP payments, they don't count as savings for the period they're meant to cover do they?
Comments
-
Backdated money is disregarded for 1 year, therefore it makes no difference.
I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.If i see a question that i know the answer to i will try my best to help. -
Aella said:When I get my ESA and PIP payments, they don't count as savings for the period they're meant to cover do they?Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.
Categories
- All Categories
- 13.1K Start here and say hello!
- 6.7K Coffee lounge
- 69 Games lounge
- 387 Cost of living
- 4.3K Disability rights and campaigning
- 1.9K Research and opportunities
- 202 Community updates
- 9.3K Talk about your situation
- 2.1K Children, parents, and families
- 1.6K Work and employment
- 777 Education
- 1.7K Housing and independent living
- 1.4K Aids, adaptations, and equipment
- 593 Dating, sex, and relationships
- 363 Exercise and accessible facilities
- 744 Transport and travel
- 32K Talk about money
- 4.4K Benefits and financial support
- 5.2K Employment and Support Allowance (ESA)
- 17.3K PIP, DLA, and AA
- 5.1K Universal Credit (UC)
- 6.3K Talk about your impairment
- 1.8K Cerebral palsy
- 875 Chronic pain and pain management
- 183 Physical and neurological impairments
- 1.1K Autism and neurodiversity
- 1.2K Mental health and wellbeing
- 317 Sensory impairments
- 822 Rare, invisible, and undiagnosed conditions
Do you need advice on your energy costs?
Scope’s Disability Energy Support service is open to any disabled household in England or Wales in which one or more disabled people live. You can get free advice from an expert adviser on managing energy debt, switching tariffs, contacting your supplier and more. Find out more information by visiting our
Disability Energy Support webpage.