Backpayment has taken me slightly over savings limit - advice? — Scope | Disability forum
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Backpayment has taken me slightly over savings limit - advice?

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Aella
Aella Community member Posts: 23 Connected
in Employment and Support Allowance (ESA)
I'm on ESA and PIP. I posted a while ago about how my PIP was stopped after a reassessment.  After a fight, it has been reinstated at a higher level and today I got a backpayment which has taken my total amount of money (savings account and current account together) to a total of £6300.  

According to the internet, an overpayment taking you above the savings limit is disregarded "in some cases" but it doesn't say what cases.  Is this one of the cases?  Do I need to inform ESA I have over £6K?

Also if you have over £5500 in savings ESA apparently check your bank account to make sure you don't go over £6K, does anyone have experience with this?  How does it work?  If it's a hassle should I just spend some to get me down below £5500?

When I get my ESA and PIP payments, they don't count as savings for the period they're meant to cover do they?
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  • poppy123456
    poppy123456 Community member Posts: 54,776 Disability Gamechanger
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    Backdated money is disregarded for 1 year, therefore it makes no difference.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
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  • calcotti
    calcotti Community member Posts: 10,010 Disability Gamechanger
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    Aella said:
    When I get my ESA and PIP payments, they don't count as savings for the period they're meant to cover do they?
    That’s Correct. They only become capital if they are unspent at the end of the period they are paid for.
    Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.
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