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Saving, Debt & deprevation of capital.. and a future car purchase
I have a bit of a confusing situation. I work , and my partner is unable to workdue to health. He gets LCWRA component of UC, and obviously we get the joint UC entitlement, and then housing benefit. We have around 8k of credit card debt, and I have been lucky enough to manage to get all of it transferred to a 0% credit…
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How to stop Direct Payments
Does anyone have any experience of how to do this..is it a letter or is it an assessment etc..I intend to move out of the area
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Hi, my name is steveellis69! looking to get a credit card have not good credit history ...
looking to get a credit card have not good credit history was wondering if anyone has ideas
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Advice about Prepared Food Delivery
Please can I ask whether anybody uses prepared food delivery (not 'takeaways) like Wiltshire or similar and their view of it, value, etc., especially compared to any struggles beforehand? For context, I have been unable to safely use oven or hob for the last 2 years. I make a 'proper' meal once a week, its always a…
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Help putting money into a trust
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Will
hi everyone here hope your all wrapped up warm as the weather has definitely turned much colder.Now I am getting on in life it’s time to make a will at any age regardless you should have one I have a very young grandson who is just 4 he was a massive surprise as all my other grandchildren are secondary school and older.…
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Thank you
I have never posted before but wanted to thank Scope so much for the electric throw which arrived today and which I have not on switched off since it arrived. I used to receive the payment for help with heating but since about a type of property you that no longer applies. I don’t think the government considered that if…
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Question concerning the Winter Fuel Payment for a mixed aged couple.
I am of pension age and my wife is not. She receives Income Related Employment and Support Allowance and I receive the monthly state pension. Last year I received the Winter Fuel Payment and this year it appears I might not. I rang the Winter Fuel Payment office was advised to ring the ESA office for advice. The lady I…
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Energy
Hi I owe a lot of money to ovo I've run out of gas don't want to ask ovo as it be adding on debt I don't want to my own fault I know cab can't help is there anyone else I could ask please
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ESA + UC - Change ESA to monthly instead of bi-weekly payments
Hi, I once had phoned DWP to find out how to change the payment periods, and the person on the phone had told me to write a handwritten letter with the sentence to please change the payment period of my ESA to monthly payments instead of bi-weekly. However I can't remember the postal address he gave me, and I thought I had…
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Uc payment request
Does anyone know if you can change your universal credit payment date? I normally get paid on the 11th of every month,but I ideally want it on the 28th so then I can put my money together with my mum. Im moving house soon and I want to contribute towards my families rent so it wouldn't make sense nor be ideal for me to be…
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Energy Card Pending£150
Has anyone else had this. I have gone to the link to set the card up but it is just showing as pending so I am unable to use it.
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Scope research points
I took part in research last Weds, via Teams. I was promised 40 points but haven't had them. I'm not getting replies from my emails and no one is answering the phone. I wanted to convert the points to Tesco vouchers to buy food. Can anyone help please?
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Flooring
Hi is there anywhere I can get a grant to get flooring for my new bungalow I have just moved into is there any help I can getbplease
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LCWRA
Hi, I was granted LCWRA in 2024 following 10 months off work. I decided to go back to work but I am really struggling. I have lupus. Can anyone give me advice. Will I be able to apply again if I give up my work also if I drop a day at work can I claim LCWRA to help with reduction in my wage. I already get ADA. I really…
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Which electric company chargers the least for standing charges
I just got my bill for electric and I am with octupus but shocked to see that my standing charge is nearly as much as my bill. just wondering who is the cheapest on standing charges
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Unexpected Payment **** Is It For?
Dear All I know I can get the correct answer by calling the DWP. But... This morning just before 12 midday I received a notification from my bank with a deposit of £318.10 with a reference of (I Don't Know If This Is Sensitive Information) GBQ CPS FP ACC 3 But what is this for? It's ESA payday tomorrow not today! Has the…
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Water bill
hi all I live in a hmo, I used to receive water bills addressed to my flat number but the landlords name, yesterday I received the water bill in my name The water system is connected to other rooms and there is a communal washing machine I am definitely not paying it but wondered where I stand as I haven’t got my own water…
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Esa and universal credit under payment
hi everyone. I recently moved to universal credit from income related esa. I was also getting contribution based esa. they have moved me from that to the new style esa. I currently get 276 every two weeks. but UC takes that out as a monthly payment. they say on average. at the moment they are taking off about 45 more than…
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bacs
hi anybody have idea when the bacs payment shows up in bank they paid on Friday it 2-3 working days right when will it ship up I check today no arrive
