Pension

Hi everyone I’m wondering if anyone has experience of going through IHR and can help with two questions relating to my notice period - and notice pay - and save me the expense of an employment law solicitor when I’m on nil pay and struggling financially. I’ve given up on my union and I’ve had better advice from this forum…

Hello Can anyone advise: I am on UC and took my workplace pension to pay for adapting my house due to my disability.. The tax office knew about this and that I was on UC and said the DWP would find out and inform you what to do.. this never happened Am I in trouble with DWP now

Hello to everyone and a huge thank you for any advice My mum receives pension credit she lives in a flat but now she is 90 and i would like her living with me would donate her flat to me (her daughter ) affect her pension credit?. Would living with me affect her pension credit? Thank you Jacqueline

I've only just signed up so new to this and I hope someone may be able to help me. I have a question about my retirement that is worrying me a little. I am due to retire in November this year. My partner is 17 years my junior and we have very happily lived together in a housing association house for many years. My partner…

We are a mixed age couple in receipt of UC. I have just received my state pension. My partner isnt pension age until August. I have an underlying entitlement to carers allowance and partner gets LCWRA and ADP. We were given no payment this month. Are we expected to manage just on my pension.

HHi Just wondering if someone is over state pension age and there on a indefinite award there over 70s. Would it affect her pip that's coming into affect from november 2026

Hi I have mpn a blood cancer it's called ET I am about to have injections to help the pain my legs started to shake in January I now cannot walk they say it's fnd not the mpn causing it my question is I am 53 and can get my pension on ill health tax free it's 16.000 and it will be lump sum I am on pip higher rate and lcwra…

On 5/3/25 I reached state pension age and as a result my ESA inc severe disability premium stopped on 4/3 as has my housing benefit. I should get my first payment of state pension on 30th April which is a long time to go without receiving any money although I do receive enhanced Pip (both elements). My rent is £690.00 I…

Hi, everyone. Hope you had a good bank holiday weekend. I have a right to inherit money from my late husband’s private pension. I moved in to UK 12 years ago and I was his full time carer. Therefore I haven’t contributed enough to claim state pension. I am depending on UC and PIP due to PTSD plus some mental health issues…

Can anyone help with getting through on the phone to ESA it's a complete joke,need to tell them about a change to my private pension, two days and 14 hours later still no joy.

can you please tell me if I am on the maximum benefits,I am 64 years old I have just been taken of UC because I have had no payments for the last 6 months I currently get Eesa every two weeks £276 plus pip( daily living- standard) and mobility-enhanced My wife is on pension of 884 per month Thank you

Hi I reach retirement age in July I have completed online application for state pension I received a letter the other day stating the amount I will be receiving which is £922 four weekly I did calculation for pension credit but do not qualify due to rise in state pension by £3 per week approximately. I am in receipt of PIP…

Hi - I just wondered if anyone else had seen anything about this £785 payment from the DWP? It popped up on my online newsfeed this evening,says it will be paid to people on certain benefits (UC,ESA,JSA,pension credits) and to people on a low household income or with a disability. Says it will be automatically paid in to…

Has anyone experienced the waiting time period between applying for PC and receiving it? Many thanks

I need advise on ill health retirement. I am 45 years old. My first application with UNUM health via my employer was declined. I now want to appeal with additional evidence. I delivered strong evidence already, but I feel if I don't supply new evidence, they will gaslight and undermine my health conditions and application…

Hi,I gave up work in 2022 to care for my husband. He claims esa and is in a support group ( contribution based) he also gets high rate pip and mobilty. I have a private pension and have been told i may be entitled to carer allowance as i look after him for 35 hours or more? Will my pension be taxed if i claim carer…

Hi, I hope someone can give me some advise. Very sadly after working for many years I have had to leave work and my condition will only get worse. I am in my middle 50s and the chance of me finding another job is almost 0. I applied for my work ill health pension application and have just been successfully. I have a…

Hello, i have a problem with uc. I am entitled to £1,750 per month as i am disabled and housebound but only receive £294 as they have deducted my wifes state pension and my new style esa. I only changed from esa as i was told this was the only way to claim housing benefit. My current rent is £975 per month and i have to…

I retired from civil service on Low rate pension. TBH I think I was ripped off and I couldn't get anyone to help me not even the union. Felt like they just wanted shot of me. My MH couldnt take anymore. I was in a spiral. Anyway, the Mccloud remedy. It seems I'm effected. Anyone know how this works? I've researched an I've…

Hi everyone. I’ve just joined the community as I’m fast approaching pension age, early but it’s still approaching. I’m looking for some wise advice from anyone who knows about pensions and benefits. I currently receive ESA, LCWRA, U/C and Pip higher rates in both parts. I’ve just put my application form in to my GP to…

I just claimed my full state pension would you know if i would be eligable to see if i could claim pension credit or can you only claim pension credit if your are claimimg dissability benefits.

Can anyone tell me if I may be entitled to pension credit I get my state pension next month which will be £ 221.00 per week . I get pip enhanced rate for both mobility and daily living. I have been told I may be in titled to pension credit because I am disabled if so does anyone know the amount you get ?

Good morning all. I have been told my universal credit has stopped and can no longer claim. What am I to do as I relied on this to survive. I told UC that I now have a partner who is 72years old and on a state pension. Everything has stopped. This is not fair. My partner has worked all his life for this pension, now he’s…

hello my names Adrian I’m 50 years old For years since I was 21 I’ve suffered with my lower back dragging my left leg about but managed to carry on working feeling young an fit. I used to work for an insurance company who was absolutely brilliant with me with my health an time off work ,I had several job adjustments an in…

If I receive a pension lump sum payment into my bank account that has had tax deducted at source. How will those funds be categorised as by DWP in relationships to my UC monthly award. Will the funds be categorised as Capital or Earned income. Should my Universal Credit award during the period that the deposits were made…

Hi, we found this out by accident and when asking UC upon migration and various agencys like citizens advice, they didn't know the answer. So back before our uc migration, we got a notice we had to repay back £4000. We rang up dwp I think it was and this wonderful lady asked some questions. Firstly she found out we didn't…

Hi, I am a carer for my brother in law who is reaching 66 in September. I have just received the letter to say that he will be receiving a lower rate of ESA from August 31. He receives higher rate PIP but no other benefits. He is not entitled to a state pension as he has never worked. He does live relatively independently…

hi there, I’m new here but can’t find any information about this. I’m currently applying for ill health retirement from my nhs job. I’ve spent the last 5 years trying reasonable adjustments, working different hours, working from home to etc and have been really well supported but I just can’t continue any more. I’m not…

Hello Please can someone help ? I contacted UC before as I've made withdrawrals from pension £5000 which was for mobility aids and they said as using it straight away it didn't need to be out into savings etc I was advised also, as long as my income doesn't exceed £6000 there's nod eduction of uc My question is please ,…

My question is regarding the disregard for pension contributions. Is it the same for universal credit as it was for tax credits? For tax credits I used to have to add the tax relief on , so for their calculations it was 125 pounds for every 100 pounds I saved into my pension scheme. The reason I'm asking is because this is…