Ill health retired - Civil service pension

Ladidi
Ladidi Online Community Member Posts: 2 Listener
edited 14:57 in Work

I retired from civil service on Low rate pension. TBH I think I was ripped off and I couldn't get anyone to help me not even the union. Felt like they just wanted shot of me. My MH couldnt take anymore. I was in a spiral. Anyway, the Mccloud remedy. It seems I'm effected. Anyone know how this works? I've researched an I've not been able to find the answers. Thanks for your time.

Comments

  • Ladidi
    Ladidi Online Community Member Posts: 2 Listener

    P.S I have never been reviewed at any time regarding my health conditions. Should I have been? Reason I ask this I have read that they should review you every so often. I haven't had a review since I was IHR 9yrs ago.

  • Bydand
    Bydand Online Community Member Posts: 194 Empowering

    Hi,

    Hoping you won’t mind but I will deal with both of your post questions in this your latest post to save jumping back and forward.

    First post…..You certainly wouldn’t be alone in feeling that union representation is woefully inadequate a lot of the time and can often feel like banging your head of the proverbial brick wall. This is only aggravated when something as serious as ill health retirement is brought up and you need the correct answers. It is obviously a scary time and puts a lot of pressure on you.

    Ref the McLeod remedy…..you likely know the basic jist of this but it can be confusing depending on what pension scheme you were in, but if you haven’t already then try googling

    Civilservicepensionscheme.org.uk….lots of pension information on this including in depth info about the remedy period. There is also a handy am I effected tool which is easy to navigate…I’ve just tried it

    There are also contact details if you need to go down that route.

    Hope you find the info you need.

    ref pension review points….i believe if you retire on ill health grounds and are awarded the lower tier then you are paid that pension for life without requiring to be reviewed or reassessed even if you re employed……if you are awarded the higher tier then yes you would likely receive a review near the 5 year mark……on my pension award letter it clearly states a review on year 5

    Hope this helps and feel free to ask questions…if I can help then I will.

    For info I was awarded IHR in April 2024 so the process is still fairly fresh in my mind.

    Kindest

    Scott