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Hi, my name is Staffs212! I’ve just joined the community as I’m fast approaching pension age...
Hi everyone. I’ve just joined the community as I’m fast approaching pension age, early but it’s still approaching. I’m looking for some wise advice from anyone who knows about pensions and benefits. I currently receive ESA, LCWRA, U/C and Pip higher rates in both parts. I’ve just put my application form in to my GP to…
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Hi everyone
I just claimed my full state pension would you know if i would be eligable to see if i could claim pension credit or can you only claim pension credit if your are claimimg dissability benefits.
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Hi, my name is lizzy66! Can anyone tell me if I may be entitled to pension credit I get my state...
Can anyone tell me if I may be entitled to pension credit I get my state pension next month which will be £ 221.00 per week . I get pip enhanced rate for both mobility and daily living. I have been told I may be in titled to pension credit because I am disabled if so does anyone know the amount you get ?
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Hi, my name is Stilts1968! I have been told my universal credit has stopped and can no longer claim.
Good morning all. I have been told my universal credit has stopped and can no longer claim. What am I to do as I relied on this to survive. I told UC that I now have a partner who is 72years old and on a state pension. Everything has stopped. This is not fair. My partner has worked all his life for this pension, now he’s…
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Want to gain access to private pension under ill health
hello my names Adrian I’m 50 years old For years since I was 21 I’ve suffered with my lower back dragging my left leg about but managed to carry on working feeling young an fit. I used to work for an insurance company who was absolutely brilliant with me with my health an time off work ,I had several job adjustments an in…
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How UC deal with a Lump sum pension payment into my bank account.
If I receive a pension lump sum payment into my bank account that has had tax deducted at source. How will those funds be categorised as by DWP in relationships to my UC monthly award. Will the funds be categorised as Capital or Earned income. Should my Universal Credit award during the period that the deposits were made…
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If you get a Police pension that contains an injury pension
Hi, we found this out by accident and when asking UC upon migration and various agencys like citizens advice, they didn't know the answer. So back before our uc migration, we got a notice we had to repay back £4000. We rang up dwp I think it was and this wonderful lady asked some questions. Firstly she found out we didn't…
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No state pension
Hi, I am a carer for my brother in law who is reaching 66 in September. I have just received the letter to say that he will be receiving a lower rate of ESA from August 31. He receives higher rate PIP but no other benefits. He is not entitled to a state pension as he has never worked. He does live relatively independently…
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Applying for ill health - what do I include on the form?
hi there, I’m new here but can’t find any information about this. I’m currently applying for ill health retirement from my nhs job. I’ve spent the last 5 years trying reasonable adjustments, working different hours, working from home to etc and have been really well supported but I just can’t continue any more. I’m not…
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Hi, my name is Rachyroo!
Hello Please can someone help ? I contacted UC before as I've made withdrawrals from pension £5000 which was for mobility aids and they said as using it straight away it didn't need to be out into savings etc I was advised also, as long as my income doesn't exceed £6000 there's nod eduction of uc My question is please ,…
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Universal credit and pension contributions
My question is regarding the disregard for pension contributions. Is it the same for universal credit as it was for tax credits? For tax credits I used to have to add the tax relief on , so for their calculations it was 125 pounds for every 100 pounds I saved into my pension scheme. The reason I'm asking is because this is…
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Hi, my name is winniewoo! Hi everyone on u/c at present will be 66 later in year live in over 55s...
Hi everyone on u/c at present will be 66 later in year live in over 55s housing place just would like know how the change from uc to pension affects housing benefit do you have to make new claim for this to gwt housing benefit im findind it all confusing and very stressful and not read much about it on here am single…
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Pension and benefits
I've only just signed up so new to this and I hope someone may be able to help me. I have a question about my retirement that is worrying me a little. I am due to retire in November this year. My partner is 17 years my junior and we have very happily lived together in a housing association house for many years. My partner…
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Hi, my name is dawn123890! Can anyone give any information please. My hubby is currently getting ESA
Can anyone give any information please. My hubby is currently getting ESA (support group) HB , PIP and claims for us as a couple. He is due to receive his state pension and his ESA claim will end. As I am younger what benefits would we get and how do we navigate the correct way to go about it ?
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Mixed age couples benefit advice please
Hi sorry for another post regarding this issue but I got no further last year after submitting our Housing element amount. I hope you can help as its very worrying for both of us and will be upon us before we know it. Sorry to repeat myself but this is the situation. My husband is 66 in May and I am 64 in June. We have a…
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Hi, my name is Boab59! I recently received the my state pension last month at 66...
hi I recently received the my state pension last month at 66. I was on housing benefit and reapplied when I became a pensioner. on my Housing benefit award letter I noticed an amount for Severe Disability Premium (single) I am on Adult Disability Payment enhanced rate for both care and mobility and have been for years. I…
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Pension Credit waiting time
Has anyone experienced the waiting time period between applying for PC and receiving it? Many thanks
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Hi, my name is SulBro25! Trying to make up a NI shortfall, any advice?
Hi, My company finished me when i was 59/60 due to ill health under what was then the Disability act, I am now 63 have not worked since and am not on any benefits. I have over 40 yrs NI contributions but as i was contracted out of SERPS until around 2016 when we all obviously started paying full % NI contributions again ,…
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Hi, my name is Yvonne I need advise on ill health retirement. I am 45 years old...
I need advise on ill health retirement. I am 45 years old. My first application with UNUM health via my employer was declined. I now want to appeal with additional evidence. I delivered strong evidence already, but I feel if I don't supply new evidence, they will gaslight and undermine my health conditions and application…
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Question concerning the Winter Fuel Payment for a mixed aged couple.
I am of pension age and my wife is not. She receives Income Related Employment and Support Allowance and I receive the monthly state pension. Last year I received the Winter Fuel Payment and this year it appears I might not. I rang the Winter Fuel Payment office was advised to ring the ESA office for advice. The lady I…
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Ill health retired - Civil service pension
I retired from civil service on Low rate pension. TBH I think I was ripped off and I couldn't get anyone to help me not even the union. Felt like they just wanted shot of me. My MH couldnt take anymore. I was in a spiral. Anyway, the Mccloud remedy. It seems I'm effected. Anyone know how this works? I've researched an I've…
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Pension lump sums and DWP
Hi, I have read similar questions on here but I need a more specific answer. My Mam is on UC due to long term disability, recently she has been talking about how she will be able to get her pension lump sum soon, and her monthly payments. She knows that the monthly payments will affect her UC, but she is unsure on what to…
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Hi, my name is 89SpringEdge! I am 66 years of age and have not yet received my pension.
I am 66 years of age and have not yet received my pension . I had a letter last year saying that ny first payment would be on my birthday but I never received it.
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Hi, my name is CAsh! Carers allowance is stopping for me I get Pip for care and mobility
Carers allowance is stopping for me I get Pip for care and mobility I am pension age and my husband will get his state pension what can we claim? Thank you
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Pension lump sum
Hi everyone, I have withdrawn a lump sum from my pension previously last year and paid off debt with the whole amount i received, this was reported to UC and was allowed, and i was receiving SSP as well at that time. HMRC did deduct tax from this lump sum at source which is standard policy and I'm due this tax back at the…
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PUZZLED ABOUT MY HOUSING BENEFIT AWARD
I started to get my state pension last month (Dec 2024) and applied in September 2024 for Pension Credit and Housing Benefit. My pension and pension credit hit my bank account on time while my Housing Benefit got done today - I called them to know why the delay. Anyway I was told my entitlement is £218.63 per week, same as…
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Hi, my name is Angi1948! I believe they are trying to charge my daughter wrongly.
Hello, My daughter is 49 years old and in 2022 she suffered meningitis, encephalitis and bilateral strokes and was left brain damaged with very little mobility, after 5 months in hospital she came home and had carers. The beginning of 2024 she had a relapse and suffered rigidity and spasticity cannot stand or walk or sit…
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How does a workplace pension effect housing benefit and council tax
Hi , I have a quick query that I cant seem to find an answer for. I live in rented accommodation and expect to till I die. Therefore I will need to claim housing/council tax benefit when I retire, I live on my own and am not on a great wage and the government workplace takes money from my monthly pay that I really do feel…
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Pension Credit
Hi everyone. I claimed Pension Credit back in September (23rd). To date I have not heard anything other than my claim had been received. I called them 2 weeks ago to ask when I am likely to hear about my claim. They told me they cannot give estimates anymore (it used to be within 9 weeks) but that I would hear in due…
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NHS ill health retirement appeal retrospectively
Hi all. Hoping someone can advise me on this issue. I injured myself in 2012. (nhs nurse) prolapsed discs nursing bariatric patients. I plodded on with these prolapses until 2015 when I finally received spinal surgery - which failed, leaving me with permanent nerve damage to my leg and spine. I returned to work 6 weeks…
