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Hi, my name is Skylark2512! Ill Health Disability and private pension
Is it possible to access private pension early below 55 yrs due to ill health disability and work 10hrs per week
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Cessation of CA due to State Pension and missing CA payments
My State Pension starts on 12 November, and my CA has been paid up to (but not including) the 10 November. I assume no payment is made for the 10th and 11th Nov?
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Collecting an ESA overpayment once the claim ends.
Hi, I' thinking of ceasing my claims to ESA, PIP and UC to take my pension early. I owe in the region of 5K through an error on their part. I won't get my pension until April. Can DWP insist that I pay that back to overpayment out of savings I have? It's just that I'll need those saving to live on until April. Many thanks
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pension credit review
hi all i received a letter from pension credits saying i need a review am worried as nothing has changed with my claim has this happend to anyone else and how long did it take thanks
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How does a workplace pension effect housing benefit and council tax
Hi , I have a quick query that I cant seem to find an answer for. I live in rented accommodation and expect to till I die. Therefore I will need to claim housing/council tax benefit when I retire, I live on my own and am not on a great wage and the government workplace takes money from my monthly pay that I really do feel…
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National Insurance credits
Hello, I just wanted to clarify something. I have a client who is age 64 and who's paid 44 consecutive years of NI credits through full time employment. [He therefore more than meets the 35 years requirement for his full state pension.] At age 60, he was medically retired on grounds of ill health. He hasn't worked since.…
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ESA And First Class Pension Contributions
Hello, Through disabilities i have never worked, yet somehow from incapacity benefit to ESA (mix of income based and contribution based) I have had my National Insurance contributions paid. How that is when i have never worked is a mystery, someone said its just one of those anomolies from incapacity to ESA with no breaks…
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pension
Hi im getting a Id phone call tomorrow was told i can also tell them of other things.. i have a opt out of serps pension. i was advised to do back in the 90's. it has little amount in it. Do i need to tell the DWP about when they call. Thanks Scared to death
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State pension & severe disability premium?
Hi all. I'm new and hoping someone can advise. I am severely disabled & until this month I have been on ESA support group, Severe disabled Premium PIP (enhanced for both components) and HB. ESA has stopped as I now receive my state pension. I was told by CAB that I would continue to be entitled to SDP attached to Pension…
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Hi, my name is TJA!
Hi everyone!
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Voluntary Ni conribution on UC
please can somebody advise me as I am now very frustrated I have a joint claim with my wife for UC I am her carer I believe universal credit pays voluntary national insurancecontributions if you are on universal credit I myself being on carers allowance for caring for my wife they are paid by carers allowance When I…
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HELLO I AM NEW TO THIS FORUM
Hi, I have just joined the forum. I have PHN for 9 yrs & suffer constant pain in my left arm which means I can't tolerate anything touching it therefore I have to take the arm out of clothes, I use Uddermint cream which helps a bit , looking for guidance. Thank you x
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Hi, my name is marg70! Will I be able to get pension guarantee credit now my AA has renewed?
Hi i am getting pension guarantee credit but it stops on 8 Oct same time as my attendance allowance does but I have been rewarded attendance allowance at the higher rate so will I be able to get pension guarantee credit now I have sent a letter to them but not heard anything ty
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LWCRA + UC earnings from PAYE whilst registered as self employed + SIPP & expenses
Does anybody have experience being on LWCRA whilst registering as self-employed and undertaking temporary short-term PAYE roles ? Do self invested pension contributions reduce calculated earnings from PAYE? Do self-employment expenses from that period also reduce the calculated earnings from PAYE if no self-employment…
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Help with Occupational Pension and UC
Hi all, Posting on behalf of MIL that receives both UC (with child component and the disability component) and Adult Disability Payment Scotland. Child is due to finish school and my MIL is also aware she can now draw an Occupational Pension. I'm wondering if anyone can give it advice on this. We understand her actual…
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Pension decrease
Hi ,my name is Blaine, what are your views on the government reduction in old age pension we all get old and need this money to live
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Hi, my name is DOGWORKBOOK2. Need to confirm my need for my pension
Hi,I am writing to confirm my need for my pension. I am 78 years old I am quite deaf, housebound and cannot hear well on the phone. [removed by moderator - personal information] . I receive State Pension, Pension Credit and Attendance Allowance from DWP which I continue to need . This is paid into my Halifax account…
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Private pension withdrawal limits on ESA, UC and PIP.
Hello. Could anyone tell me if I am allowed to draw a lump sum from a small pension I have to pay my arrears on my fuel bill please. I have got into difficulties with my energy bills , although I was on fuel direct but this has been cancelled because DWP has migrated me over to new style esa and UC. I also get PIP…
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Hi, my name is tilly666! Do I need to inform ESA of small rises in my private pension?
Hi there I’m new to the forum looking for some advice. I receive ESA contribution based and I’m in the support group. I receive a private pension which dwp no about. Each April I get a small rise on my pension . My question is do I need to ring dwp each informing them? When I rang them today they said I didn’t need to but…
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Bank loan..esa contributions based esa
Hi everyone. I am on ESA Contributions Based esa. I also have a declared priviate pension. My husband and I are asking to borrow a small amount onto our mortgage. Am I allowed to do that?
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Can I claim widow pension 20 years after my husband died?
I was a widow about 20 years ago and I was wondering if I can claim widow pension even I am 62 years old and my husband died 20 years ago so I’m I still have the benefit yes or no let me know what you think ok thanks Susan bye
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I’m aburra, do I have the right to benefit from my UK husbands state pension as an American?
just wondering. My husband was 75 from Uk Didn’t take his retirement till age 70 He died a few months ago Does the American widow have rights to benefits from state pension
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Hi, my name is aburra! Is this a standard text for a state pension claim?
receive a text. Says We’ve processed your state pension claim.we will send you a letter which will tell you everything you need to know. You do not need to contact us. is this a typical denial text?
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SIPPS: I've not triggered ongoing pension but will it count as savings for disability benefits?
I am a disabled widow in my 60s but not yet of pension age. My late husband cashed in our workplace pensions before he died and managed them in SIPPs, one each. He continued paying into them until he was killed at 67, converting a large chunk of his salary to pension contributions. The funds are now managed by a firm of…
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Pension credit
Hi. We are a couple, both state pension age ,with full state pension with no other income or savings. My partner gets ADP standard care and low mobility and I have an underlying entitlement to carers allowance. Can we get pension credit.
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Benefit advise needed please !
hi my name is Glenn , I wanted to start with that I been helped with advice here before and the scope team and community have been brilliant ! With the help, and I wish to thank to all with your warm welcomes ! I wish to ask another question if I May, if there is anybody able to advise me please has my brother Adrian is…
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Early pension. Took a lump sum, will this be deducted from my UC or housing benefit?
I wonder if anyone can answer a question I have please. I'm 52 and on uc lcwra pip and housing benefit. I had a small pension and cashed it out as the Dr stated I won't be able to work again. I received £3,500 but I had some debts so I paid them off. Will I have my uc or housing benefit deducted this month as if so it will…
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Hi, my name is MooBoo! Can I get pension credit if my son lives with me at home?
Hello 👋
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NHS ill health retirement appeal retrospectively
Hi all. Hoping someone can advise me on this issue. I injured myself in 2012. (nhs nurse) prolapsed discs nursing bariatric patients. I plodded on with these prolapses until 2015 when I finally received spinal surgery - which failed, leaving me with permanent nerve damage to my leg and spine. I returned to work 6 weeks…
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Hi, my name is Granddad100! Does my wife's savings affect my pension credit?
Hello all I receive PIP and have some savings my wife has some saving also in her name does this affect my pension credits as we receive a joint government pension and the total of both it puts us above the 6000 limit , any advise gratefully received Thank you