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Private pension withdrawal limits on ESA, UC and PIP.
Hello. Could anyone tell me if I am allowed to draw a lump sum from a small pension I have to pay my arrears on my fuel bill please. I have got into difficulties with my energy bills , although I was on fuel direct but this has been cancelled because DWP has migrated me over to new style esa and UC. I also get PIP…
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pension credit review
hi all i received a letter from pension credits saying i need a review am worried as nothing has changed with my claim has this happend to anyone else and how long did it take thanks
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Hi, my name is tilly666! Do I need to inform ESA of small rises in my private pension?
Hi there I’m new to the forum looking for some advice. I receive ESA contribution based and I’m in the support group. I receive a private pension which dwp no about. Each April I get a small rise on my pension . My question is do I need to ring dwp each informing them? When I rang them today they said I didn’t need to but…
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Bank loan..esa contributions based esa
Hi everyone. I am on ESA Contributions Based esa. I also have a declared priviate pension. My husband and I are asking to borrow a small amount onto our mortgage. Am I allowed to do that?
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Can I claim widow pension 20 years after my husband died?
I was a widow about 20 years ago and I was wondering if I can claim widow pension even I am 62 years old and my husband died 20 years ago so I’m I still have the benefit yes or no let me know what you think ok thanks Susan bye
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I’m aburra, do I have the right to benefit from my UK husbands state pension as an American?
just wondering. My husband was 75 from Uk Didn’t take his retirement till age 70 He died a few months ago Does the American widow have rights to benefits from state pension
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Hi, my name is aburra! Is this a standard text for a state pension claim?
receive a text. Says We’ve processed your state pension claim.we will send you a letter which will tell you everything you need to know. You do not need to contact us. is this a typical denial text?
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SIPPS: I've not triggered ongoing pension but will it count as savings for disability benefits?
I am a disabled widow in my 60s but not yet of pension age. My late husband cashed in our workplace pensions before he died and managed them in SIPPs, one each. He continued paying into them until he was killed at 67, converting a large chunk of his salary to pension contributions. The funds are now managed by a firm of…
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Pension credit
Hi. We are a couple, both state pension age ,with full state pension with no other income or savings. My partner gets ADP standard care and low mobility and I have an underlying entitlement to carers allowance. Can we get pension credit.
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Benefit advise needed please !
hi my name is Glenn , I wanted to start with that I been helped with advice here before and the scope team and community have been brilliant ! With the help, and I wish to thank to all with your warm welcomes ! I wish to ask another question if I May, if there is anybody able to advise me please has my brother Adrian is…
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Early pension. Took a lump sum, will this be deducted from my UC or housing benefit?
I wonder if anyone can answer a question I have please. I'm 52 and on uc lcwra pip and housing benefit. I had a small pension and cashed it out as the Dr stated I won't be able to work again. I received £3,500 but I had some debts so I paid them off. Will I have my uc or housing benefit deducted this month as if so it will…
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Hi, my name is MooBoo! Can I get pension credit if my son lives with me at home?
Hello 👋
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Hi, my name is marg70! Will I be able to get pension guarantee credit now my AA has renewed?
Hi i am getting pension guarantee credit but it stops on 8 Oct same time as my attendance allowance does but I have been rewarded attendance allowance at the higher rate so will I be able to get pension guarantee credit now I have sent a letter to them but not heard anything ty
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NHS ill health retirement appeal retrospectively
Hi all. Hoping someone can advise me on this issue. I injured myself in 2012. (nhs nurse) prolapsed discs nursing bariatric patients. I plodded on with these prolapses until 2015 when I finally received spinal surgery - which failed, leaving me with permanent nerve damage to my leg and spine. I returned to work 6 weeks…
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Hi, my name is Granddad100! Does my wife's savings affect my pension credit?
Hello all I receive PIP and have some savings my wife has some saving also in her name does this affect my pension credits as we receive a joint government pension and the total of both it puts us above the 6000 limit , any advise gratefully received Thank you
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ESA and private pension and paying tax
I'm.currently I'm recept of new style esa at £148.50.I have been awarded a private pension on ill health grounds Yet to claim.I understand that esa allow £85. Per week of private pension, my pension will be above this. I understand that this will reduce the amount of esa I get,I've have worked this out as as a reduction to…
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Thinking about when I retire and how my pension pot will effect my benefits
hello Iam 57 and looking into taking my 25% out of my pension pot, this is were iam thinking about how my pot will effect me getting any benefits, my pot isn't that big and its forecast to give me £135 a month for life or I can take it in lump sums before I retire which will impact me now with UC , I really stuck on what…
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Will my pensioner housing benefit be reduced if I work part-time?
Hi, new member here :) I have just started to receive my UK state pension. As I don't have much in the way of savings, I will also receive about 584 pounds/month in Housing Benefit to help to pay my rent, Council Tax etc. Now I have been offered a very interesting part-time teaching job (I was a teacher for 20 years). But…
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12 months migration - what if UC50 not looked at in 12 months?
Hello, I applied for UC when child tax credit ended, and I migrated. I took out a private pension from an old job as I could not cope with the fear of UC. So I now have savings above 16k. (not a fortune but enough to get essentials - i have a concrete floor in my living room, need major essential items etc and will still…
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Hi, my name is lellyowl!
Thank you for allowing me to contribute to the discussions. I had waited over a year and finally out the blue recieved a lump sum and then 2 small payments a few days apart, deposited @ 6.00pm UK time. There is no letter of explination so far, so am in the dark as well. I live in Spain and only recieve the minimum UK…
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New State Pension
Hi, many thanks in anticipation of any advice received. My wife is eligible to claim her new state pension from next March. On looking on-line at the application form I was somewhat troubled by some of the questions. Even if you have never lived or worked abroad it looks as though it requires you to confirm every home…
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Hi, my name is Gilbert33! I hope you can help my partner is disabled one were on us with carers...
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Help with Occupational Pension and UC
Hi all, Posting on behalf of MIL that receives both UC (with child component and the disability component) and Adult Disability Payment Scotland. Child is due to finish school and my MIL is also aware she can now draw an Occupational Pension. I'm wondering if anyone can give it advice on this. We understand her actual…
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Hi, my name is collywobbles! I get my pension next month do I have to notify anyone?...
Hi 👋
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Hi, my name is Daphers! I am new to this website and lookg for advice, firstly we as a couple are...
Hi I am new to this website and lookg for advice, firstly we as a couple are in receipt of UC and have been asked for bank statements, which we are going to forward in due course, my hubby is on state pension and l am disabled. I have gone back and checked the statements and a bell has rung (was 115.00 but increased to…
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Hi, my name is mineare5and8! Will my pension credit be affected by my daughter moving back home?
Hi. Can anyone help me out here? I’m receiving state pension, PIP and Pension credit at the moment. I'm trying to workout how my Pip and Pension credit will be affected with my daughter moving back home 😢. At present I get daily living in my Pip and get the guarantee credit. From what I’ve read from other users, my state…
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Hi, my name is Oldgit! Do I need to claim my pension, or can I claim benefits first?
Hi there another newbie, I'm a 62 year old man, disabled and had to leave work because of my disability, I do get full pip and currently drawing from my personal pension which is not a great amount and which will run out before I officially retire, my question is do I need to use my personal pension or can I claim benefits…
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IHR - PILON and pension start date?
Hi everyone I’m wondering if anyone has experience of going through IHR and can help with two questions relating to my notice period - and notice pay - and save me the expense of an employment law solicitor when I’m on nil pay and struggling financially. I’ve given up on my union and I’ve had better advice from this forum…
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Hi, my name is Benjaminyellow! Can anyone advise: I am on UC and took my workplace pension ...
Hello Can anyone advise: I am on UC and took my workplace pension to pay for adapting my house due to my disability.. The tax office knew about this and that I was on UC and said the DWP would find out and inform you what to do.. this never happened Am I in trouble with DWP now
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Pension credits
Hello to everyone and a huge thank you for any advice My mum receives pension credit she lives in a flat but now she is 90 and i would like her living with me would donate her flat to me (her daughter ) affect her pension credit?. Would living with me affect her pension credit? Thank you Jacqueline
