Universal credit review

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Comments

  • sophie2002
    sophie2002 Online Community Member Posts: 46 Listener

    Can anyone help me with PayPal problem

  • Kimi87
    Kimi87 Online Community Member Posts: 5,235 Championing

    If the statements don't show a balance, this shouldn't be a problem as they will be able to read all of the transactions and see no money coming into the account.

  • sophie2002
    sophie2002 Online Community Member Posts: 46 Listener

    Yes it's just full of purchases ive made online quite embarrassing tbh loads of just eat, shien asos and Spotify and my phone top up other stuff , obviously my mums board as I transfer it to her paypal every month I can explain all the payments thats no issue at all i know what they were all for but I don't have a balance on the paypal it always comes straight out of my linked bank will this be ok as my bank statements will be same as my paypal statements even paypal says if there's no balance it comes straight from my linked account my only bank account I have will there be issues I just find is safer than using my card to purchase items

  • Kimi87
    Kimi87 Online Community Member Posts: 5,235 Championing
    edited April 29

    As advised they will be able to see from the transactions that there is no money coming into the PayPal account.

    They are only interested in PayPal for the potential to hide undeclared capital as a balance in the account.

  • sophie2002
    sophie2002 Online Community Member Posts: 46 Listener

    So do I just send all the pdfs for bank savings and paypal all together I just don't like using my card to buy stuff online find it safer on paypal and on a message they said if there is no balance which there never has been they take it from my linked bank straightaway so I should be ok should I stop worrying about it as ive done nothing wrong x

  • Kimi87
    Kimi87 Online Community Member Posts: 5,235 Championing

    Yes, you should stop worrying as you've done nothing wrong 😊

  • sophie2002
    sophie2002 Online Community Member Posts: 46 Listener

    TThankyou I hear horror story's about paypal statements and people having issues but there's nothing on there I could show you to see what you think I will block my name just show an example

  • sophie2002
    sophie2002 Online Community Member Posts: 46 Listener
    Screenshot_20250429_222446_Photos.jpg

    This Is the example I blanked out the personal stuff like numbers etc just what it shows like it's in the out and completed

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