Hi, my name is confusedcornwall! Compensation payout. What can I spend this on to get below £16k?

Hi,I am about to recieve a lump sum compensation payout from a previous employer. It has been settled out of court rather than me going through the extra stress of going to an Employment Tribunal.I currently recieve universal credit as I am not able to work full time. But this lump sum will take me over the savings limit for universal credit .I would like to know what I can legally use this money for and then be below the £16,000 threshold ie pension, home repairs etc.i have asked on the universal credit website but they say ..Once I declare this money a decision maker will determine the outcome and that they can not advice me on what I can or can not spend the money on .

Does any one have any person experience or knowledge on this subject ...

Many thanks for taking the time to read this post

Andy