Income from lodger universal credit disregard

spb1612 · August 30

Can someone who owns a house and claims universal credit with SDP take a lodger and how would this affect his universal credit claim?

bg844 · August 30

Income from a lodger is ignored, they will need to notify the council if any discount is applicable to their Council Tax.

spb1612 · August 30

Screenshot_2025-08-30-13-01-12-358_com.openai.chatgpt.jpg

I asked chatGpt and this is the reply.

Does a lodger have to be declared to DWP?

bg844 · August 30

They own their house so no housing element is payable, even still, it doesn’t affect UC by having a lodger and income is ignored too. They can notify UC if they wish, the rules are different for Housing Benefit, which is what the screenshot you have posted is referring to. See this link:

https://www.citizensadvice.org.uk/housing/lodging-and-subletting/lodging-subletting/landlords-of-lodgers/taking-in-a-lodger-what-you-need-to-think-about-first/

Kimi87 · August 30

SDP doesn't exist under Universal Credit. What you get is Transitional Protection.

spb1612 · August 30

I'm in the process of migrating to UC from ESA. If I take a lodger after migrating would I lose the transitional protection of SDP?

Kimi87 · August 30

Having a lodger doesn't impact your UC claim, so your Transitional Protection will be unaffected.

Income from lodger universal credit disregard

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