Hi, my name is irtaza899! Does the minimum income floor apply to a couple if one is LCWRA?

irtaza899
irtaza899 Online Community Member Posts: 3 Listener
edited September 28 in Universal Credit (UC)

Hi

So me my partner joined the if a year ago

I awarded the LcRW but my partner is self employed

Now after a year I have MIF on my account as my partner couldn’t earn the minimum as he cares.
does MIF applies to us because I got LCRW

Comments

  • Rosie_Scope
    Rosie_Scope Posts: 6,974 Scope Online Community Coordinator

    Hi @irtaza899, is your husband also your carer? And if so, are UC aware that he is caring for you and is he receiving the carer's element?

    He may be eligible for carer's element if you are on PIP daily living and he is caring for you for 35 hours per week or more. https://www.turn2us.org.uk/get-support/information-for-your-situation/universal-credit-uc/additional-elements-of-universal-credit-uc

    If he has caring responsibilities they may be able to remove any work requirements which might mean that the MIF won't apply. So it's well worth looking into whether this could be the case for you both.

    Are you claiming PIP at the moment?

  • irtaza899
    irtaza899 Online Community Member Posts: 3 Listener

    hi

    My pip discion is in process and he already told them that I am caring for my wife.

  • Kimi87
    Kimi87 Online Community Member Posts: 7,447 Championing

    Unfortunately at the moment he can't be officially recognised as your carer within the UC system, because you don't get a qualifying benefit, LCWRA doesn't count.

  • irtaza899
    irtaza899 Online Community Member Posts: 3 Listener

    If your partner receives the Limited Capability for Work and Work-Related Activity (LCWRA) element of Universal Credit, the Minimum Income Floor (MIF) will not apply to your joint claim. This is because the DWP exempts claimants with LCWRA from the "all work-related requirements" group, which is a condition for applying the MIF. This means your Universal Credit payment will be based on your actual self-employed earnings, rather than a notional, higher amount. How your Universal Credit is calculated

    • LCWRA exemption: Since your partner is not subject to work requirements, the self-employed MIF is lifted for your household.
    • Joint income assessment: Although the MIF is waived, your household income is still assessed as a couple. This means your self-employed earnings will be included in the calculation to determine your total Universal Credit entitlement.
    • Work Allowance: The LCWRA element also gives your household a higher Work Allowance, which is the amount of money you can earn before your Universal Credit payment is affected. This means you can earn more from your self-employment before your benefits are reduced. 

    What to do if the MIF is wrongly appliedIf you find that the MIF is still being applied to your claim, you should contact the Department for Work and Pensions (DWP) immediately. You can do this by leaving a message on your Universal Credit journal. This can happen due to an administrative error. 

    That’s all I found on google

    What’s that about than ?

  • Kimi87
    Kimi87 Online Community Member Posts: 7,447 Championing

    I suggest you talk to a trained benefits advisor rather than AI.

    https://advicefinder.turn2us.org.uk/

  • Lauren29
    Lauren29 Online Community Member Posts: 179 Empowering

    I would also advise that you check with a benefits adviser as the rules surrounding joint claims tend to be quite complicated.

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