We Need Your Help! What's Your Experience With Motability?🚗

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  • lckygrl1975
    lckygrl1975 Online Community Member Posts: 3 Listener

    I have been on motability since I was 18 years old. I suffer with cerebral palsy. At first, it was a good scheme and when the choice of cars widened, it felt like we were being treated with equality. If you could afford the deposit on the car of your choice, you could have the car. After all, disabled people deserve to have aspirations to. Now that the choice has been removed and all the horrible comments and prejudice in the comments of the papers reporting the removal of the so called 'luxury cars' from the scheme makes me feel as if we are going back in time to when disabled people were institutionalised, forgotten and bullied. Just like the able-bodied, the disabled like freedom of choice and now it's gone. Therefore, when my car is returned after the lease has ended, I will never use the motability scheme again.

  • lckygrl1975
    lckygrl1975 Online Community Member Posts: 3 Listener

    @Chris75_ This feels like it is the start of something bigger to come. First, they start with motability then next they could decided that the disabiled have no place in society and so on. This is what I meant about going backwards to where 'disabled people institutionalised, forgotten and bullied'.

    Many disabled people work so saving up to have a car you choose should be allowed. Just like someone who uses car finance, leases and so on. If you can pay the extra then why should anyone not be allow the choice?

  • lckygrl1975
    lckygrl1975 Online Community Member Posts: 3 Listener

    @Chris75_ This feels like the start of something bigger to come. First, it starts with motability then go backwards to a time where 'disabled people were institutionalised, forgotten and bullied,' this is what I meant. As a disabled person, I feel we are going backwards and not forward. I had planned to come off Motability but when mercedes came back on, my plan was that after the 3 years, buy it off them. However, I only found out after that they removed that option of right 'to buy' from disabled people as well. If you have saved up to get the car you want, why should you be told 'no' just because you are disabled? Regardless of who you are, if you save for the car you want whether through motability, leasing, or finance then you should still have the choice.

  • OverlyAnxious
    OverlyAnxious Online Community Member Posts: 5,837 Championing

    No-one is being told no because they are disabled. Disabled people have the option to lease or finance privately, the same as non-disabled people do.

  • Hammers22
    Hammers22 Online Community Member Posts: 17 Connected

    My opinion, what next the government are trying to get as many disabled people off PIP and other associated benefits, but, disabled people got a reprieve because the current government back benchers voted against the changes to the benefits system which would have seen hundreds of thousands of disabled people being forced into work regardless of how much their disabilities affect their daily lives. Their was no clear information on how this was going to be managed and the additional costs associated with these changes which would have cost much more than if a person was still claiming PIP, I don’t know about others but I would require a chaperon during the time I would be required to work which comes at a cost? Now the government have decided to remove the tax subsidy on Motability Scheme after all Motability are a not for profit charity with every surplus income being reinvested. This will place a significant burden on what Motability stands for and that is to give disabled people independence. The tax subsidy is being completely removed regardless of the make or model this will see cars that don’t have any advanced payments now being forced by the government giving Motability no other option but to charge an advance payment to cars that would otherwise had a zero advance charge. Within the next six to twelve months we will see vehicles with advanced payment of three times their current listed price. It is expected that £2000-£6000 being added to advance payments sometime next year. WHAT NEXT?

  • Trevor_PIP
    Trevor_PIP Online Community Member Posts: 1,224 Championing
    edited November 2025

    I have not had a motability car. It reads to me there will be 20% VAT on Advance Payments, then your PIP Enhanced Mobility payment for the lease of the vehicle. Insurance Tax at 12% is added and a mileage limit reduction is applied.

    So obviously the differences are tax on the Advance Payment and Insurance, plus the mileage limit reduction. This reduction could be halving the original mileage limit to 10,000 miles a year like a normal leased vehicle. 5p a mile after that. I am guessing abuse of the scheme may have caused some of this...

  • Trevor_PIP
    Trevor_PIP Online Community Member Posts: 1,224 Championing

    Don't want to worry you but I think Farage will be next. I have seen his popularity increase tenfold doesn't matter where you look, social media, YouTube and the general public that once never talked about him! This includes friends and acquaintances. I don't want to derail this thread but that is my opinion.

  • Trevor_PIP
    Trevor_PIP Online Community Member Posts: 1,224 Championing

    I wouldn't want any of them in Downing street. Farage may be better than Conservatives on the benefit front, they want to go back to pre pandemic levels to save £39bn. Labour have certainly not finished with Timms and McFadden either...

  • Wibbles
    Wibbles Online Community Member Posts: 3,388 Championing

    There's a good article here - which clearly covers the fact that dumping "premium cars" from Motabilties listings will be detrimental to the charities operations…..