unversial credit

teego35
teego35 Online Community Member Posts: 25 Connected

having a bit obv a nightmare with unversial credit have a complace meetings can aye one explain what this is for please as my mental heath is threw the roof thank in advance

Comments

  • OverlyAnxious
    OverlyAnxious Online Community Member Posts: 5,376 Championing

    Hi,

    A compliance meeting is usually just to check something like savings or living arrangements.

    Have they asked you to provide any bank statements? Or have there been any changes in your circumstances recently?

  • teego35
    teego35 Online Community Member Posts: 25 Connected

    hello yes they have asked me for 12 months obv statements but aye have made transfers to dad to look after my money as aye don't have any money skills but not any traction's like 6k or even 1600 just transfer at 500 as am on adp to

  • OverlyAnxious
    OverlyAnxious Online Community Member Posts: 5,376 Championing

    Ok. This is a problem unfortunately. If your Dad is saving more than £6000 for you then that can be seen as Deprivation of Capital. That is £6000 in total, not £6000 for each transaction.

    You will just have to be honest about the reason you are sending him money, as you have told us. But if he now has a large amount that belongs to you then they might decide to make deductions from your future UC payments. You will just have to wait and see what they decide after the compliance interview.

  • teego35
    teego35 Online Community Member Posts: 25 Connected

    thanks mate wee don't have anything over 6 k in savings bud in his account

  • OverlyAnxious
    OverlyAnxious Online Community Member Posts: 5,376 Championing
    edited November 29

    Where is the money going? Does he send it back to you in small amounts to spend?

  • teego35
    teego35 Online Community Member Posts: 25 Connected

    yeh mate that right it's a new thing wee started as aye have problems with money skills

  • OverlyAnxious
    OverlyAnxious Online Community Member Posts: 5,376 Championing

    Ahh ok, that's fine then. Just explain that at the meeting, there won't be any problems doing that.

  • teego35
    teego35 Online Community Member Posts: 25 Connected

    thanks for your time mate aye have a bad problem with drug addiction so aye give him the money to keep me heading food ect and he send me money back to buy groceries ect