applying for a IVA but also in the middle of going to tribunal for my PIP

msqueen
msqueen Online Community Member Posts: 4 Listener
edited February 26 in PIP, DLA, ADP & AA

I’m applying for a IVA but also in the middle of going to tribunal for my PIP. I’ve been told that if I am awarded the higher PIP I’d get a back payment and that this might be awarded but taken by the IVA, is that true?

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  • msqueen
    msqueen Online Community Member Posts: 4 Listener

    I wish I could afford a bankruptcy

  • luvpink
    luvpink Online Community Member Posts: 3,512 Championing
    https://forum.scope.org.uk/discussion/144276/hi-my-name-is-msqueen

    Hi

    What is an IVA

  • msqueen
    msqueen Online Community Member Posts: 4 Listener

    Hey! It’s an Individual Voluntary Arrangement where all my debts potentially will be combined and I make one payment over 5 years within which time of I manage to clear them - great! Otherwise they’re written off x

  • OverlyAnxious
    OverlyAnxious Online Community Member Posts: 5,722 Championing

    Hi,

    The rules will vary with different providers so none of us can say for sure in your case.

    They can take backpay to cover an IVA, but that doesn't mean they will. If you can provide evidence to show what you would use the backpay for (for example, an aid or adaption related to your disability) then generally they will allow you to spend it. But they won't usually allow it just to sit in a bank account unused.

  • Mary_Scope
    Mary_Scope Posts: 3,953 Scope Online Community Children and Family Specialists

    Hi @msqueen and a warm welcome to the community from me!

    I see OverlyAnious has already answered your question and given some good advice so I won't add anything new today but it's lovely to have you here and I hope you enjoy your time on the community😊

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