Life insurance

debbiedo49
debbiedo49 Online Community Member Posts: 2,890 Championing
in Everyday life
Cant seem to get passed medical questions on life insurance sites online, any advice on getting life insurance please?
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Comments

  • romatarot
    romatarot Online Community Member Posts: 7 Listener
    Perhaps you may find it helpful if you take the forms (or get some online assistance) from your GP?  If this isn't forthcoming, or possible/practical, getting a medical history from your GP printed out could be a start.

    Good luck.
  • [Deleted User]
    [Deleted User] Posts: 1,730 Contributor
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  • susan48
    susan48 Online Community Member Posts: 2,213 Championing
    I cannot get life Insurance either, been told to pay for my funeral instead.

  • debbiedo49
    debbiedo49 Online Community Member Posts: 2,890 Championing
     :/ 
  • [Deleted User]
    [Deleted User] Posts: 1,730 Contributor
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  • wilko
    wilko Online Community Member Posts: 2,438 Championing
    The online companies are great for general quotes for house and car insurance but talking to a company direct is the best way. Try ringing them direct then you can explain your health issues ect the same with travel insurance. Better to get the right cover than find your not covered when you need it. 
  • [Deleted User]
    [Deleted User] Posts: 1,730 Contributor
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  • susan48
    susan48 Online Community Member Posts: 2,213 Championing
    I did talk to a broker and was upfront about my mental health.
    Tried for the last 3 years and always a no.
    Im not even going to try again as it has an adverse impact on my mental health  :'(
  • chris69
    chris69 Online Community Member Posts: 5 Listener
    I used these guys and very helpful 
    WWW.LIFE-SECURE.CO.UK.. 
    I got life insurance with them so helpful give them ago..mention my name and you get a voucher aswell for signing up..Christopher tincknell-davie...Hope this helps.they phone you and go through all diffeent company' and get you the best and cater to you budget..
  • [Deleted User]
    [Deleted User] Posts: 1,730 Contributor
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  • chris69
    chris69 Online Community Member Posts: 5 Listener
    Try these if don' have any luck..they are very helpful victoriad 
  • susan48
    susan48 Online Community Member Posts: 2,213 Championing
    @Victoriad,
    Thinking back the man said either pre paid funeral or wait and get an over 50’s plan!!!
    Few years for that , we a year or so  ;)
  • wilko
    wilko Online Community Member Posts: 2,438 Championing
    @Victoriad, just got back from walking Maggie,don't live on line like a lot of people fatigue sets in ect. Any way I can't recommend any insurance companies for either Life or Travel insurance. As for the prepaid funeral  plans on day time TV there is no end of adds.
  • susan48
    susan48 Online Community Member Posts: 2,213 Championing
    edited March 2018
    @wilko

    I hope you had a nice walk 
  • Nystagmite
    Nystagmite Online Community Member Posts: 595 Empowering
    There are some who advertise on TV who claim you don't need a medical. Don't ask me the names though. Or are they all over 50s?
  • debbiedo49
    debbiedo49 Online Community Member Posts: 2,890 Championing
    I’m going to be 50 this year so I will prob go for that.
  • whistles
    whistles Online Community Member Posts: 2,074 Championing
    Silly question alert.
    What's it for? I have no dependants. So who gets the money? 
  • debbiedo49
    debbiedo49 Online Community Member Posts: 2,890 Championing
    I’ve got my son and my mortgage @whistles
  • whistles
    whistles Online Community Member Posts: 2,074 Championing
    Ah right. Understand now.  :)
    I have neither house or children.

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