What is income floor benefit?

Sandy_123 said:

I don't have a clue lol but it sounds to your advantage 

The MIF is never to the advantage of a claimant, application of the MIF reduces the benefit payable.

The fact that you care for your mum makes no difference because you cannot be paid the carer element as well as the LCWRA element.

Your numbers don’t make sense to me
Your maximum UC amount is single person standard allowance plus LCWRA plus housing (£525) which I make to be £1193.47
The earnings deduction is (your wage - £335) x55%
The amount payable is the maximum amount minus the earnings deduction.

If you earn £647 the deduction would be £171.60 so UC payable should be £1021.87
If you earn £749 the deduction would be £227.70 so UC payable should be £965.77

I don’t see any reference to Minimum Income Floor In what’ve you have posted.

Are there any deductions for advance payments (or anything else)?

You could try comparing the latest statement with the last one to see if you can spot the differences.

As you say, in general, it makes no sense for your UC to go up if your wage has gone up. However if you are comparing with older payments you need to remember that the way the earnings deduction is calculated was changed a total the end of November and there’s is a smaller deduction from UC as a result. So even if you earned he saw same amount in December as in, say, August last year the amount of UC received would now be higher.

Just a reminder that I don’t like being tagged (but I’m not offended that you did).

Is the inclusion of the LCWRA element recent?

lisathomas50 said:

It says on my payment statement about the income floor 

Can you quote exactly what it says (or as Mark suggests post a screenshot)?

Lisa - given that your recent payment looks to be correct (although i am still puzzled about the relevance of the MIF that you originally asked about) it may be helpful to just look at one of your earlier statements when you said you were earning £647 and only getting £837 UC.

Lisa, as per my previous posts I believe that, based on what you have posted, your latest payment is correct (although my calculation was slightly out from the amount you said you were paid). I remain puzzled that you previous payments were the amount you said.

The answer to your last question is yes. If UC overpay you then you are required to pay it back even if it is their mistake. If they have underpaid you then they should pay you anything you are owed.

Lisa, if they review your previous payments they will prepare new statements for each payment period. When UC upload them the new statement so will overwrite the old ones and you will no longer be able to access them in your journal. It may therefore be sensible for you to downloads copies of all your previous statements. You will then be able to compare the old and new (once they are done) to see what has changed.

poppy123456 said:

lisathomas50 said:

Thank you yes this month's payment appears right but all my other payments were lower so hopefuly now universal credit can look into why 

Thank you for your help 

Have you taken into consideration the increase in the work allowance and the decrease in the earnings taper from 63% to 55% which was in December 2021. Therefore, if you earnings have been roughly the same in each AP an increase in your UC would be correct now.

I did look at that and the change in WA and taper rate aren’t sufficient to explain the differences Lisa described given that she said her earnings were higher in December.