Hi, my name is anniemac1878! was told I can't claim as I have my own house

anniemac1878
anniemac1878 Online Community Member Posts: 3 Listener
edited February 2023 in Benefits and income
Hi 
I was just wondering if anyone knew whether the only way to continue nic credits was to pay voluntary contributions if your only beneft is PIP? I can't work anymore, 3 years off state pension and get no other benefit (was told I can't claim as I have my own house) 
Thanks 

Comments

  • katz23
    katz23 Online Community Member Posts: 1,897 Empowering
    Hi @anniemac1878

    I am no expert but I think that owing your own house should not come into the equation if it is your residence and only property that you own.

    Maybe someone on this site that knows more can give you advice.
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    The house that you live in is not classed as capital for any means tested benefits. Who told you that you can't claim benefits because you own your own house?

    Use a benefits calculator to check entitlement to Universal Credit. If you live with a partner you claim as a couple and your joint circumstances will be taken into consideration. If you have savings/capital of more than £16,000 you're excluded from claiming.


  • anniemac1878
    anniemac1878 Online Community Member Posts: 3 Listener
    Thanks Ladies
    I rang to enquire about SSP in 2017 when I finished working. The person on the phone told me I couldn't as I owned my own house. 
    I do have some money in a pension plan (she didn't ask me about it)  I could access if necessary I think. Do I use that to buy NICS? Crazy world!  Dip into pension to get a full pension ha ha! 
    Thanks again! 
    Anne Marie


  • bg844
    bg844 Online Community Member Posts: 3,883 Championing
    DWP call handlers are not benefit advisors, use the link above to check entitlement to benefits. If not, you can claim New-Style ESA and whilst you may not get any money from it, you can keep the claim open and continue to receive the Class 1 credits providing you meet the other criteria such as getting fit notes from your GP until a decision is made on your capacity to work.
  • Hannah_Alumni
    Hannah_Alumni Scope alumni Posts: 7,866 Championing
    Hi @anniemac1878

    I hope the community were helpful in answering your query. Just so you know, I popped your post in our Benefit and Financial Support section of the forum, in case you had any other questions or queries :) 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    anniemac1878 said:
    Thanks Ladies
    I rang to enquire about SSP in 2017 when I finished working. The person on the phone told me I couldn't as I owned my own house. 


    SSP is paid by an employer and has nothing to do with DWP. Money in a pension pot is ignored for means tested benefits if you're under state pension age.

    Are you living with a partner or alone? Either way, use the benefits calculator above to check entitlement to Universal Credit.

  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    anniemac1878 said:
    .. was told I can't claim as I have my own house
    That is completely wrong,
  • anniemac1878
    anniemac1878 Online Community Member Posts: 3 Listener
    Thanks for your reply. I don't know what the benefit system call it ha ha I was jus enquiring if I was entitled to anything. 

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