Hi, my name is Ips1224! Benefit query

Ips1224
Ips1224 Online Community Member Posts: 3 Listener
edited August 2023 in Benefits and income
Hello 👋 everyone I’m new on here I wanted to ask for some advice I work full time and my daughter who lives with me also works full time.
I suffer with an ongoing illness and will probably have to stop working very soon and claim  benefits does anyone know if the amount of benefits would be affected and if my daughter would be liable to pay most of the rent I live in Housing Association property.
Please help if you can! Thanks 🙏🏻 

Comments

  • Hannah_Alumni
    Hannah_Alumni Scope alumni Posts: 7,866 Championing
    Hello @Ips1224

    Welcome to the community! :) I'm sorry to hear your health isn't in a good place. I hope you have support around you? The GOV UK website has Benefit Calculators that will be able to say what you are eligible for and what you could get. I hope it helps!
  • Ips1224
    Ips1224 Online Community Member Posts: 3 Listener
    Hello Hannah thank you for the welcome and replying 😊 I have looked on Gov website and citizens Advice I’m putting off giving up work as I’m not sure that if I go onto benefits because my daughter lives with me and works full time would she be liable to pay most of the rent? Or would she just pay a percentage? The tenancy is in my name I’m not sure how it works 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    First you should look at claiming SSP from your employer, which you're entitled to because you work full time. https://www.gov.uk/statutory-sick-pay/eligibility i wouldn't advise you to just hand in your notice before getting some expert advice. ACAS are usually go with things like this. https://www.acas.org.uk/contact

    For help with the rent then you'll need to claim Universal Credit. This is a means tested benefit so whether there's any entitlement will depend on your circumstances. If you have savings/capital of more than £16,000 you're excluded from claiming.

    If your daughter is under 21 then there will be no non dependant deductions for housing element (part of UC) if she's over 21 then there will be a standard £85.73/month deduction. See link and scroll to Universal Credit. https://www.entitledto.co.uk/help/non-dependants

    The rest of your daughters earnings/savings/capital will not affect the amount of UC you're entitled to.

    If you have no savings and no dependant children then your UC will include standard allowance (over 25) and housing element.

    Your SSP will be classed as earnings and reduce your UC by 55%. You should report your health condition if you claim, supported by a fit note within 7 days of that and continue to send them without any gaps until a decision is made on your work capability assessment. Lots of information here. https://www.gov.uk/government/publications/universal-credit-if-you-have-a-disability-or-health-condition-quick-guide/universal-credit-if-you-have-a-disability-or-health-condition

    Once your SSP ends you can look at claiming News style ESA but it's deducted in full from any UC entitlement. If you have the correct NI contributions in the previous 2 tax years then you'll be entitled to payment. YOu can claim this 3 months before SSP ends but payments will not start until SSP ends because both can't be claimed at the same time.

    You can also look at claiming PIP (unless you live in Scotland) it's not about your ability to work or about a diagnosis. More information here. https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/pip/
    If you're eventually awarded at least daily living PIP then there will be no non dependant deductions from UC.

    For the UC then please use the benefit calculator Hannah posted above.







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