Deprivation of assessts

Catherine21
Catherine21 Online Community Member Posts: 9,313 Championing
in Universal Credit (UC)

Now I have impulse buys no control so looking at the whole picture I could be done for deprivation of assessts every month I squander money on anything to be honest mostly creams and looking back on statements alot of purchase hell of alot because if they ask dates I wouldn't have a clue but all purchases on bank statements I have no patterns to spending at all no control now I'm worried they will see as deprivation of assessts and if they do will I lose my benefits

Comments

  • Catherine21
    Catherine21 Online Community Member Posts: 9,313 Championing
    https://forum.scope.org.uk/discussion/125680/deprivation-of-assessts

    Last year got thousand pound for birthday Christmas I spent it can't even remember what on the 2019 got big payout from esa brought fridge ect esa asked for bank statements a year after the payback to see I didn't have over 6 to 16 grand that was fine I wasn't so bad back then as I was drinking its when gave up started shopping more

  • chiarieds
    chiarieds Online Community Member Posts: 17,410 Championing

    I think you're worrying needlessly @Catherine21 - 'deprivation of capital' is when someone knowingly reduces their capital or savings, or transfers them elsewhere/to someone else in order to receive UC, tho you can usually pay off any debt you owe.

    If you have never had more than £6k, then there's nothing to worry about as that's disregarded. It's not about what you might spend each month, that's not 'deprivation of capital.'

  • Catherine21
    Catherine21 Online Community Member Posts: 9,313 Championing
    https://forum.scope.org.uk/discussion/comment/942369#Comment_942369

    No never more than six thousands oh OK thankyou I'm terrible with money x

  • Catherine21
    Catherine21 Online Community Member Posts: 9,313 Championing

    Hope your well xx

  • Jimm_Alumni
    Jimm_Alumni Scope alumni Posts: 5,713 Championing
    edited November 2024

    Deprivation of assets/capital is something very specific @Catherine21 Just spending money you have on things like facial cream is not going to count towards that at all. Even if you had over £6,000 that kind of spending wouldn't cover it. I do think you're worrying about something you don't need to!

  • Catherine21
    Catherine21 Online Community Member Posts: 9,313 Championing
    https://forum.scope.org.uk/discussion/comment/942592#Comment_942592

    Thanks jimm appreciate that I'm not as bad as I was last year just get one thought and it spirals thankgod for this forum I cannot tell you how this has actually saved me from hours of torturous thoughts anxiety and its taught me alot about myself and I'm so grateful as I know I started on really bad footing thankyou for everything

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