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Universal Credit Bank Reviews: Frequently Asked Questions
We've seen lots of posts about Universal Credit reviews lately, so we hope this post will help answer some common questions. What is a Universal Credit review? A Universal Credit review is usually to check that you are receiving the correct amount in your payments. These reviews look mostly at your bank accounts and are…
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Universal Credit Act 2025 - Latest Updates (05.03.26)
The Universal Credit Act 2025 aims to rebalance Universal Credit by encouraging employment for those who can work and targeting support for those with severe health conditions. It takes effect from 6 April 2026. The Act ensures that the four rates of the Universal Credit standard allowance will rise above inflation from…
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UC managed migration guide
There's been a lot of threads recently regarding questions for managed migration so I thought I would put together a guide and make it as easy to understand as I possible can. (if that's at all possible) New Style ESA and old Contribution-based ESA Those claiming New Style ESA or the old Contributions based ESA will not be…
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Moving problem
I’m on universal credit and pip and I want to move in with partner and her kid but she lives in her ex partner house and he won’t let me put my name down for living there also my partner is my carer and I need look after which is why I need to move as I can’t travel to my house what I’m I going to do? As she can’t move as…
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UC Decision Maker
Hello, Would love just a bit of advice carrying on from a previous issue - I’m currently in the process of trying to get a disregard as capital for a large backpayment from UC under regulation 10a, the arrears built up after I notified UC of my caring responsibilities but they failed to apply the carers element for 4…
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Will my UC reduce if I have a carer
I am on UC . And get LCWRA . IF I have a carer claiming carers allowance will I loose my LCWRA ? Because someone is claiming carers allowance for looking after me ? Finding all very confusing.
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UC underpaid me. Help!
Hello all, That exclamation mark is more enthusiastic than I am. I am flat. DWP state that I earned £1k during the last assessment period. I earned £225. Therefore, I have been underpaid by £320. Maybe more, I don't know as I have LCW but no LCWRA. I made two complaints two weeks ago and have heard nothing back. I was told…
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Enhanced UC Reviiew Claim
Hi there.. I have the above phone call tomorrow. In my Journal it says to discuss the evidence I provided for my claim. I was not asked for a Bank statement, only proof of ID. I'M very anxious and fearful because I don't know what to expect during the call. Would anyone know what I could be expecting? Thank you.
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Universal credit
HI, new member I have a universal credit question. I had a previous uc account 15 months ago, I have found my self in a situation where I need to make a new single claim. It says on Govt website if an old account is 6 months or younger you can start a new claim with this account but if its older you have to start a new…
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Over £5,000 disregard rule?
Hello, bit of a complicated one - I was awarded over £8,000 in 2023, after realising I was entitled to the carers element on my claim. I had notified on the UC journal in 2018 of my carers status but they hasn’t applied the element and I wasn’t aware of its existence until 2023. After so many messages and phonecalls I…
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Update details on To do list. Worry.
Hi So this morning I got email saying I had to do things in To do list, basically updating details and one of the things was the amount in my bank account that UC is paid in to. Is it still £236 from when I applied for UC. Well of course it isn't as I have my UC payed into it monthly and as I've been very depressed and…
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Insurance claim
Hello, Universal credit have given me two days to get details and help with bank statements about my insurance claim for vehicle theft so the money isnt capital its for a new vehicle and now they will suspend payments. I had already done a financial assessment months before and determined 0 savings. I told them all the…
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Confused about Uc increase
I'm on uc lcwra and confused why my uc has gone up from 225 a fortnight to £426 a fortnight on May 5. My Tp has gone down to £210. My housing is £572.48 monthly So I thought it wasn't going up .
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LCWRA ENQUIRY
Hiya so this is a long one. I was put onto LCW in December 2024, then in December 2025 I was sent a UC50 form to be reviewed & reassessed, i didn’t request for this it was the DWP who requested this, I was told I did not need to send in fit notes, and that the 3month equivalent period would not apply to me because I was…
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Self Employed, LCWRA, end of 'start up'
Hello, I am on UC and was awarded LWCRA due to CFS, hEDs and POTs. I run a small shop/online store. It's not doing so well (not making any money, just about covering costs). I am coming to an end of the 'start up' period for being self employed on UC. It will then be assumed I am paying my self about £800 a month as they…
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I have a phone review after bank statements I’m worrying myself sick
hi I’m hopeing someone can shed some light on this, I had a message from uc in my journal a while back asking for 4 months bank statements, I’ve sent them off and now I have a phone appointment for half an hour to discuss, I’m worried sick over this to the point my anxiety is throu the roof. I’ve had a large payment go in…
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Change in rent for social housing.
My rent increased, and my universal credit hasn't changed. I reported the change on the day it went up. They have recognised this, and it is in my journal. But, although my rent has increased they are not giving me any more money. Apparently my transitional payment has decreased in order to correct this. But I'm still…
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Universal Credit Review
Hello everyone, I was migrated over to Universal Credit last October and have received payments. However, today I received a message from UC that I will be having a Enhanced Universal Credit Claim telephone call on Tueaday. I must send a copy of passport for ID and utility bill to discuss the evidence which I have…
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Advise
Hi I got this today thee highlight bit is it anything to worry about as I feel there accusing me of fraud I tell them everything and there is no income on my bank statements they don't know about this always stressing me out even tho am doing no wrong any help would be appreciated thanks
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PLEASE HELP IVE MESSED UP DECLARING INCOME REVIEW
hi guys, I had my UC review today and it’s made me realise how much I need to get my head out of the sand. I am the person who is meant to enter my husbands earnings and support him with tax - I have been putting 0 each month because I can not face doing it. Today she asked about a payment which was for my husband - to an…
