Remaining politically neutral during General Election 2024


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Benefits, disability, and moving in with a partner

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mentalencyclopaedia
mentalencyclopaedia Community member Posts: 3 Listener
Hello I was wondering if anyone would be able to help please. I am looking at potentially moving in with my partner and I want to know the financial feasibility of my situation. 

I currently receive PIP standard daily living and standard mobility. 

I also receive UC (£334.21) and LCWRA (£354.98) totalling £689.19 with a work allowance of £563. 

If I was to move in with my partner, I believe she would be entitled to the care element of £161.81 per month. Our base allowance would also increase to £525.72 (we are both over 25), plus my LCWRA of £354.98 bringing our monthly entitlement to £1,042.51. 

My questions are… do I still have a £563 work allowance? Is this applied to us as a couple or just me individually? My partner works full time so will our overall entitlement start reducing from the first £1 that she earns, or only after the £563 work allowance? If my partner is on a £34,000 salary will that wipe out our universal credit entirely? Many thanks

Comments

  • poppy123456
    poppy123456 Community member Posts: 55,928 Disability Gamechanger
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    The work allowance applies to your claim, if you're claiming with a partner it will apply to them as well. If you don't claim for help with any rent the work allowance is £573/month. Any earnings recieved of up to this amount are ignored. After that then your UC will be reduced by 55%.

    UC is based on net earnings received each month so it will depend on their earnings.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • calcotti
    calcotti Community member Posts: 10,010 Disability Gamechanger
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    If there are no other deductions from your UC  then if their net earnings are £2,467/month or above  this would reduce your UC payable to nil (from the maximum amount of £1,042).
    Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.
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