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Severe Disability Premium Entitlement

stjohn

Hi, My pension is due in April and I'm unsure whether I would be entitled to Severe disability premium. I currently receive PIP daily living standard rate and mobility enhanced rate along with universal credit and LCWRA. I do not not claim any sort of housing benefit.
I live with my cousin and her 2 daughters who both receive PIP and my cousin is a carer for one of the daughters.
I'm pretty sure that I should be settlement to pension credit.
Any advice would be much appreciated.
Many thanks.

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Comments

calcotti

stjohn said:
I'm pretty sure that I should be settlement to pension credit.

Do you know how much your State Pension will be?

What is the situation regarding who owns the house and do either per you or your cousin pay rent, if so who to?

Your cousin is not a close relative but whether or not you could get SDP will depend on the occupancy arrangements.

stjohn

No, I'm unsure at the moment.

calcotti

Normally Pension Credit will (from April) top up your income to £201.05/week but your Tate Pension may be more than this in which case no PC would be payable unless the SDP is included in the calculation. It isn’t possible to comment further without more information about your living arrangements.

stjohn

I'm basically single and living with family.

calcotti

stjohn said:

I'm basically single and living with family.

If you are living rent free and your cousin is the homeowner or is renting but is the only person the tenancy then I don’t think you qualify for SDP. (I have inferred that your cousin doesn’t get a disability premium herself.)

poppy123456

stjohn said:

I live with my cousin and her 2 daughters who both receive PIP and my cousin is a carer for one of the daughters.

Are the 2 daughters dependants? If so does your cousin also claim a disability benefit their self such as PIP daily living or DLA mid/high rate care? If not then you won't be entitled to SDP.

stjohn

My cousin is the tenant and does not claim a disability benefit herself. Both of the daughters are adults.

calcotti

As you are living rent free I think you don’t qualify for SDP.

Do you provide any care for the daughters (for at least 35 hours/week).

stjohn

My cousin receives housing benefit payable to housing association, I do not pay rent. My state pension forecast is 99.89.

calcotti

stjohn said:

My state pension forecast is 99.89.

That’s very low and if that will be your only income that means that you will be entitled Pension Credit (but it will not include SDP).

stjohn

OK, well thank you very much for your help,

calcotti

You didn’t answer this

calcotti said:
Do you provide any care for the daughters (for at least 35 hours/week).

stjohn

Not really, I help where I can but my cousin is the carer for the one daughter.

calcotti

So you should just get State Pension and Pension Credit totalling £201.05/week. Have you applied for both?

stjohn

No, I will apply this month. Thankfully I now have a better idea where I stand, thank you.