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Carers credit

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Rheumgirl59
Rheumgirl59 Community member Posts: 26 Connected
My husband assists me during the week and does most of the jobs in the home. We were wondering about applying for carers credit for him but are unclear what actually qualifies for the 20 hours care. I get pip and am currently applying for new style esa. 

Comments

  • poppy123456
    poppy123456 Community member Posts: 57,256 Championing
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    Any type of care and/or assistance qualifies him for carers credits providing your PIP includes daily living part. Does he work at all? If so and he already pays NI contributions then there's no point in him claiming carers credits.
    If he doesn't work or you're on low income and you don't have savings/capital of more than £16,000 have you checked entitlement to Universal Credit? Entitlement will be based on your joint circumstances as you'll need to claim as a couple. Use a benefits calculator to check entitlement. https://www.entitledto.co.uk/benefits-calculator/Intro/Home?cid=90b5593e-9dda-4386-95cd-ec985b6e39ab
    If you claim UC as well as ESA the ESA will be deducted in full from any UC entitlement.

    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • Rheumgirl59
    Rheumgirl59 Community member Posts: 26 Connected
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    thank you. He works part time now because of taking redundancy when he needed to do more for his late mother. He earns a little more than the level for qualifying for carers allowance but not enough to pay national insurance. To be honest we will be pleased to get him the credits. Just concerned because he is not caring for me for 20 hours as a lot of it, not all, is taking care of household matters as I can’t. We don’t qualify for universal credit because we have savings. Topping up his state pension would be a great result but we don’t want to mislead. I get lower level pip on both parts.
  • poppy123456
    poppy123456 Community member Posts: 57,256 Championing
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    The earnings limit for carers allowance is £132/week, if he's earning more than this then his NI credits will automatically be paid. Therefore there's no need for him to claim carers credits.

    You do not pay National Insurance, but still qualify for certain benefits and the State Pension, if you’re either:
    • an employee earning between £123 and £242 a week
    • self-employed and your profits are between £6,725 and £11,908 a year

    Your contributions are treated as having been paid to protect your National Insurance record.

    https://www.gov.uk/national-insurance



    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • calcotti
    calcotti Community member Posts: 10,010 Championing
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    .. He earns a little more than the level for qualifying for carers allowance but not enough to pay national insurance.
    He is therefore earning more than £123/week and is therefore treated as having paid Class 1 NI contributions even though he doesn’t actually pay anything.
    Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.
  • Rheumgirl59
    Rheumgirl59 Community member Posts: 26 Connected
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    that’s good news thank you. I thought because he wasn’t paying it he wouldn’t get ni credit. Thank you so much.
  • calcotti
    calcotti Community member Posts: 10,010 Championing
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    that’s good news thank you. I thought because he wasn’t paying it he wouldn’t get ni credit. Thank you so much.
    To be exact - he is treated as having paid Class 1 NI contributions, which is more valuable than Class 3 NI carer credits.
    Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.
  • Rheumgirl59
    Rheumgirl59 Community member Posts: 26 Connected
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    Brilliant thank you 
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