Pip back pay and car replacement money — Scope | Disability forum
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Pip back pay and car replacement money

Dollyday123 Community member Posts: 2 Listener
Hi everyone, I’m currently up stressing over savings threshold of means benefits. I experienced being involved in a really bad RTA a few weeks back and it resulted in my car being written off. Three days later I had pip reassessment medical, that I been waiting for since 2021. Which was continuously extended due to DWP backlogs, so I didn’t want to cancel. Anyhow good news I was awarded higher pip, after nearly two years thinking it was going to be taken from me. However much to my surprise they backdated it back to original review date and I received over £5679 in back payment in my bank. However car insurance said my car was a write off and then paid me £4950 market value. These two amounts take me over £6k saving threshold, I’m obviously going to replace the car asap. However I’m meantime whilst looking will this amount stop or reduce my means tested benefits ie housing benefit, esa etc ?

should feel happy but I’m now sick with worry.

can anyone advise on this and what I should do?



  • Adeline
    Adeline Community member Posts: 139 Pioneering
    Did you already have any savings or capital @Dollyday123? Backdated PIP is normally disregarded as capital for 12 months.
  • poppy123456
    poppy123456 Community member Posts: 49,590 Disability Gamechanger
    The money you received from PIP is disregarded for 12 months so without this if your savings are less than £6,000 then you don't need to do anything.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • Dollyday123
    Dollyday123 Community member Posts: 2 Listener
    Thank you,  I did have capital, before these two big payments of £4,300. As always keep emergency fund, the car insurance writes off payment and pip back pay wasn’t expected. Do you think I should call DWP and housing benefits, to tell them?


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