Portable Oxygen cylinder car insurance

Rob_P

Hi has anyone had trouble with car insurance in regards to transporting portable oxygen cylinders.

I sent my car insurance company the standard BOC transporting of Oxygen cylinders in my car and got this response from them.

They have take note of it but will not cover any claims which involves the explosion of oxygen cylinders or any fire caused by the oxygen.

I think this is pretty disgusting, it leaves me with a choice of not using oxygen or being liable for all costs incurred if they can blame it on the oxygen or oxygen cylinders.

L_Volunteer

Hi @Rob_P. A warm welcome to Scope's forum from me. It is great to see you have joined us. 

I haven't experienced this but I am hoping people who have will be able to respond to you soon.

In the meantime, I wanted to respond to welcome you and let you know we hear you and have seen your thread.

I can hear how disgusting, and unfair, this seems and is. Please don't hesitate to let us know if there's anything else we can do to support you, even if that's just listening to you 

PhilG111

I drive Ambulances with Oxygen onboard, and I have yet to see a bottle Explode, even after potentially quite serious crashes. (Not me I might add). Leak sure but explode? No?
 Ambulances must get insurances from somewhere?
As long as your Cylinder is strapped down sufficiently it shouldn't be a major problem.
I was also a Community First Responder for a couple of years. I informed my insurer and they actually dropped my premium. Go figure. It may be worth adding a Oxygen warning triangle onto the back of your car at least then others have been warned.

Rob_P

Hi everyone I got a call today from Baywater Oxygen Company because I'm new to prescribed oxygen for a survey, so I raised my concern about car insurance with them. They assured me that their insurance covers me for explosion or fire in any situation of the oxygen cylinders but not for accidental damage or injury caused by me miss handling the oxygen cylinders. Informing car and home insurance is only to make them aware of the fact that you transport/store oxygen cylinders, so the response from insurance company should have just been to say it had been noted, not to frighten you into thinking additional cover is required.

Thanks to everyone who as replied to my post.

Alex_Alumni

I'm glad you've been assured @Rob_P and that the community could help too You're welcome to stay and chat anytime!