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LCWRA and self employment

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jks1989
jks1989 Community member Posts: 4 Listener
Hello,
I am new here and I hope somebody could help me with a query.

If there are two individuals on a UC credit claim

- One is self employed (gainfully) but earns below minimum income floor
- Other is LCWRA

What happens to the claim in terms of the minimum income floor because one partner cannot work and is entitled to full UC amount yet other will be subject to MIF?

Thank you in advance

Comments

  • chiarieds
    chiarieds Community member Posts: 16,162 Disability Gamechanger
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    Hello @jks1989 - & welcome to the forum. As it's a joint claim, & one partner doesn't have any earned income, then for any assessment period in which the self-employed person's income is less than their individual threshold, then the minimum income floor will be applied.
  • poppy123456
    poppy123456 Community member Posts: 57,031 Disability Gamechanger
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    Does your partner claim either PIP daily living or DLA mid/high rate care? If so and you look after them for at least 35 hours per week, you can claim carers element of UC. This will then mean you will not have any work commiments and the MIF will not apply.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • jks1989
    jks1989 Community member Posts: 4 Listener
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    Thank you both for replying :) . To be honest the advice from DWP/Job Centre has been pretty bad. My partner has came out of the 12 month self employed startup period and they just said at the job centre "you're on your own now..." and will be subject to the MIF but didn't actually explain how the claim would be affected between my own situation (LCWRA) and my partners self employment. I think the main stress is not actually knowing what will and won't be paid etc!
  • poppy123456
    poppy123456 Community member Posts: 57,031 Disability Gamechanger
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    What the MIF means is, if your earnings are £800/month and your MIF is £1,000 then your UC entitlement will be based on £1,000 and not your actual earnings. If you earn more than your MIF then your UC will be based on your actual earnings.

    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
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