Remaining politically neutral during General Election 2024


Under guidance from the Electoral Commission and Charity Commission, it's important that Scope remains politically neutral during General Elections.

While we understand that this period will see many passionate discussions and do not want to discourage open discussion, we cannot allow discussions which are purely intended to influence voting.

As ever, please make sure that your comments remain respectful of other people's opinions and keep to our online community house rules.

Savings / benefits

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apples
apples Community member Posts: 270 Courageous
I weren’t sure where to post this question

i currently receive UC and LCWRA which is £689 per month, UC also pay my rent and I get Council tax reduction, as I have just won tribunal for pip it’s an extra £380 per month (at my calculations) with the back pay it’s going to be around £5000 which will put me over the £6000 in my bank account

can someone explain to me in simple terms how I will be affected (I looked online but can’t make sense of it all)

thanks 

Comments

  • poppy123456
    poppy123456 Community member Posts: 56,156 Disability Gamechanger
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    The money they owe you for your PIP award is disregarded from savings for 12 months from the date you receive it. This means you can spend it on anything you want and it will have no affect on any of your benefits.

    After the 12 months then any savings of more than £6,000 will reduce your UC by £4.35 for every £250 or part there of over this amount.

    As you were awarded standard for both parts then this will be £380 every 4 weeks once payments start.

    Don't forget also that your standard allowance and LCWRA for UC are also increasing due to the April increase. When yours will increase will depend on what date you usually receive your money. The first increase will start for those that receive their payment from 16th May.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • apples
    apples Community member Posts: 270 Courageous
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    @poppy123456 thank you I never knew LCWRA was increasing my falls on the 18th of every month so May payment will be increased ?

    it’s worrying with regard to the £6000 savings as I have budgeting issues so don’t really spend money so after 12 months I will have more than  £6000 in my account and i was hoping to save so I could move closer to my family in a few years time 
  • woodbine
    woodbine Community member Posts: 11,939 Disability Gamechanger
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    After the 12 months means tested benefits will be reduced if you have more than £6000 in savings and if they go over £16,000 some will stop (note PIP is not means tested).
    2024 The year of the general election...the time for change is coming 💡

  • poppy123456
    poppy123456 Community member Posts: 56,156 Disability Gamechanger
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    Yes your May payment will see the increase. 
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • apples
    apples Community member Posts: 270 Courageous
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  • apples
    apples Community member Posts: 270 Courageous
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    Sorry, last question, if I have over the £6000 in 12 months time (once I’m paid my pip back pay) will I lose uc paying my rent and my ctr?

    not worried about losing some of the benefit but I wouldn’t pay a pound to live where I currently am as it’s the main source of my MH (but my psychologist don’t care)
  • poppy123456
    poppy123456 Community member Posts: 56,156 Disability Gamechanger
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    As advised here..

    After the 12 months then any savings of more than £6,000 will reduce your UC by £4.35 for every £250 or part there of over this amount.

    For your CTR you need to check your local Authorities rules for savings because some have a maximum savings limit of £6,000 before entitlement to CTR ends.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • apples
    apples Community member Posts: 270 Courageous
    Options
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